Gold Zone
Todays Max lending rate
N/A
Gold Loan Calculator
Loan Details
Kindly enter the loan amount or gold weight you want to pledge.
0.97 gms
You are required to pledge at least a net weight of 0.97 grams of Gold for a loan amount of
₹ 5,000
*Loan amount calculated at
₹ 5,313/ gm for 22K
The loan amount calculated is a rough estimate only. Our trained executives will manually determine the actual value when they examine the gold and its purity physically.
Gold Loan Scheme Section
Repay your gold loan with convenient half-yearly installments for ease and flexibility.
Tenure
6, 12 month
Interest Rate
15% onwards
Loan Amount
Max. 40 Lakhs
Repayment frequency
Half yearly
Enjoy manageable monthly payments to repay your gold loan smoothly.
Tenure
3, 6, 12 months
Interest Rate
9.6% onwards
Loan Amount
Max. 40 Lakhs
Repayment frequency
Monthly
Pay off your gold loan in quarterly installments for a balanced repayment schedule.
Tenure
3, 6, 12 months
Interest Rate
11% onwards
Loan Amount
Max. 40 Lakhs
Repayment frequency
Quarterly
Why Choose Us
Maximum Finance
Loan up to 75%* of your gold value
Low Rate of Interest
Our interest rate starts from 10%* p.a.
Flexible Tenure
Pay your loan back whenever you want* (*Minimum loan duration 7 days)
Minimal Documentation
Minimal paperwork, digital process, and hassle-free
Borrow Smartly
Pay interest only for the period the gold loan is used for
Quick Disbursal
Reliable and faster loan approvals with minimal documentation
Over 50 Years Of Trust
23.3 Lakh+
Happy Customers
3.36 Crore+
Total Gold loans issued
1000+
Gold Loan Branches
64 Lakh+
worth Digital gold bought
Articles
Why Gold Loans Are Better Than Overdrafts Against FDs
What Happens When You Don't Pay a Gold Loan?
Taking a Gold Loan? Here's What You Need To Keep In Mind
What are Gold Loans, and How Do They Work
FAQS
What is a gold loan and how can I apply for one?
A gold loan is a secured loan where you can borrow money against your gold ornaments. To apply click on the Gold Loan icon, and follow the instructions to submit your application.
What documents are required for a gold loan application?
You will need to provide a valid ID proof (such as Aadhaar, PAN, Passport), address proof, and the gold ornaments to be pledged.
What is digital gold and how does it work?
Digital gold allows you to purchase gold online, which is stored in secure vaults. You can buy, sell, or redeem the gold anytime through our app without the need to physically handle it.
Is there a minimum amount required to purchase digital gold?
Yes, the minimum purchase amount for digital gold varies by provider but is typically very affordable, starting as low as ₹101
How often are the live lending rates updated?
The live lending rates are updated in real-time to reflect the current market conditions. You can check the latest rates anytime on our app.
Where can I find the live lending rate for gold loans?
You can find the live lending rates for gold loans under the 'Live Rates' section in our app.
Do the rates for digital gold include any additional charges?
The displayed rates for digital gold are exclusive of applicable taxes and charges. Any additional charges will be clearly mentioned at the time of transaction.
What rewards and offers are available for gold-related products?
We offer various rewards and discounts for transactions involving gold loans, digital gold purchases, and more. Check the 'Rewards and Offers' section in our app for the latest deals.
How can I redeem my rewards?
Rewards can be redeemed directly through the app. Navigate to the 'Rewards' section and follow the instructions to apply your rewards to your next transaction.
How can I use the gold loan calculator?
The gold loan calculator is available in our app under the 'Calculator' section. Enter the details such as the weight of your gold and the loan amount required rate to estimate your eligible loan amount and interest.
How do I find the nearest branch for gold-related services?
Use the 'Branch Locator' feature in our app to find the nearest branch offering gold loan. Enter your location, and the app will display the closest branches with their addresses and contact information.
