Business Loan

Running a small business often means dealing with cash flow ups and downs. One month revenue is flowing smoothly, the next you struggle to meet payroll. Instead of applying for a loan whenever there is a cash crunch, many small businesses rely on start-up business overdraft facilities from lending institutions.

Starting and growing a small business involves significant effort, and securing funds for equipment, inventory, or staffing can be challenging. In such cases, a micro loan secured against property offers an alternative financing route for business owners seeking to leverage their assets.

Financial institutions are offering innovative loans against your residential or commercial property to entrepreneurs who wish to grow their fledgling ventures. Here's how you can utilise a micro loan against property.

Pharma loans allow pharmacies and medical stores to access tailored financing to meet working capital and growth needs. Understanding the pharmacy loan process to secure such loans enables owners to fund inventory, infrastructure upgrades, manage cash flows, or meet cash flow needs in their establishments. 

Employee Stock Ownership Plans (ESOPs) have become an increasingly popular way for companies to engage employees by making them shareholders in the company. ESOP Financing (also known as ESOP loans) is a financial strategy that enables employees to access funds by pledging their ESOP shares as collateral for a loan. This guide covers the basics of ESOP financing, how it works, its advantages, and more.