Working Capital Loan
Shriram Finance will help you run your business operations smoothly by providing funds to cover immediate and day-to-day costs with a working capital loan. With this type of financing, you will have the capital to cover vital costs to grow your business and enable you to meet your short-term funding requirements. Capitalise on opportunities and move your business forward with Shriram Working Capital Loan
Attractive Interest Rate
Avail loans at an interest rate starting from 15%* p.a. based on your eligibility
Customised Loans
Customised interest rates based on each customer profile
Flexible Repayments
Get flexible repayment options against the working capital loans
Minimal Documentation
Simple and easy documentation
Quick Approvals & Disbursals
Reliable and fast loan approval with minimal documentation
Regular Reminders
Receive alerts on your registered mobile number and email ID about your EMI so that you never miss out on payments
Working Capital Loan Calculator
Calculate your loan EMI in 3 easy steps. Use Shriram Finance EMI calculator to estimate your EMI and total amount payable
Loan Summary
Loan
How to Apply
Applying for Shriram’s Working Capital Loan is a 4-step process – It’s easy, seamless and quick
Step 01
Register using your mobile numberStep 02
Verify and proceed using OTPStep 03
Enter personal detailsStep 04
Receive a call from our representative
Eligibility Criteria
To ensure faster and hassle-free loan processing experience - check your Working Capital Loan eligibility criteria below
Who can Apply
Transport business operators and commercial vehicle owners
Nature of Business
Registered businesses, salaried, professionals and self employed
Age
18 to 60*(The applicant should not be older than 60 years at the end of the loan tenure)
Work Stability
12 Months of work/business stability
Interest and Charges
For interest rate and applicable Fees/charges, please refer our interest rate policy : Interest Rate Policy
FAQs
Who can apply for a Working Capital Loan?
Any registered business entity can apply for a Working Capital Loan from Shriram. With Shriram, applying for a Working Capital Loan online is simple and hassle-free
How to apply for a Working Capital Loan online?
You can apply for Working Capital Loan in four easy steps
Step 1: Register using your mobile number
Step 2: Verify and proceed using OTP
Step 3: Enter personal details
Step 4: Receive a call from our representative