Everything you should know in the world of Finance

Owning a car is a major financial commitment that typically spans several years. Over the tenure of your loan, you end up repaying the bank or non-banking financial companies (NBFC) much more than what you actually borrowed when you factor in interest, processing fees and other charges. 

For healthcare professionals like doctors, nurses, and medical technicians, owning a reliable car is often essential for comfortably commuting to hospitals, clinics, and patients' homes everyday. However, the significant cost of even pre-owned cars makes financing the preferred option.

Teachers need reliable transportation as they commute long distances, carry stationary supplies, and usually have ad hoc needs that might sometimes require travel to different venues. But with budget constraints, buying a quality used car upfront comes with a set of challenges. To address this challenge, several lending institutions including banks and non-banking financial companies (NBFCs), offer used car financing.

Whether you are a first-time buyer or looking to upgrade, these practical tips will guide you through securing the best loan options tailored to teachers’ needs.

Running a small business often means dealing with cash flow ups and downs. One month revenue is flowing smoothly, the next you struggle to meet payroll. Instead of applying for a loan whenever there is a cash crunch, many small businesses rely on start-up business overdraft facilities from lending institutions.

Real estate investments can be extremely profitable, but they often require significant upfront capital. Bridge loans provide a useful solution in such situations. These loans are a short-term financing option that bridges the gap between purchasing a property and securing permanent financing. Keep reading to understand what bridge loans in real estate investment are and their various benefits for real estate investors.

Lease rental discounting (LRD) is a financing option that allows property owners to raise funds by pledging the future rental income from their leased commercial properties as collateral. The loan amount is usually calculated as a percentage of the discounted value of expected rentals over the lease period.

LRD offers several unique advantages for property investors compared to traditional financing methods. This article will discuss the key lease rental discounting benefits that make it beneficial for landlords with tenant-occupied investment properties.