Understanding Your Credit Score: A Complete Guide
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![4 Tips on How to Save Money with a High Credit Score Good Credit Score Can Help Save Money](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-03/how%20to%20save%20money%20with%20a%20high%20credit%20score%204%20tips-1.jpg?VersionId=P2KBAyi.DfR5_aAaHNboLrOIq34_PMh7&itok=rz8n6FpC)
7th March, 2024
![Does a Name Change Affect Your Credit Score Check the Credit Report Shriram Finance](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-03/does%20a%20name%20change%20affect%20your%20credit%20score-1.jpg?itok=eB_Dzlw9)
6th March, 2024
![How to Improve Credit Score? how to improve credit score Step by Step guide](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-03/how%20to%20improve%20credit%20score-1.jpg?VersionId=vuGdpJgFnE6iYbqmnl.ftdJjMeW1gtQO&itok=UWt2_O5B)
4th March, 2024
![Does Paytm Postpaid Affect Credit Score Postpaid Smartly Without Impacting Your Credit Score](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-03/Does%20paytm%20postpaid%20affect%20credit%20score-1.jpg?itok=uU4XXnRp)
1st March, 2024
![Why Low Credit Limit Despite High Income: Unveiling the Factors Behind Restricted Spending Power Reasons for Low Credit Limit](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-02/why%20low%20credit%20limit%20despite%20high%20income-1.jpg?itok=LmWdE9eJ)
28th February, 2024
In personal finance, credit limits play a crucial role in determining one's financial capabilities and opportunities. They act as a cap on the amount of credit a person can access from financial institutions such as banks and credit card issuers. However, it is not uncommon for individuals to have low credit limits despite having a high income. This can be frustrating and confusing, considering that a higher income usually indicates a higher credit limit.
![Decoding Credit Rating Agencies: Who Determines Your Credit Score? Understanding Who Issues Credit Ratings](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-02/who%20issues%20credit%20ratings%20or%20credit%20scores-1.jpg?itok=SyqG14sl)
27th February, 2024
![5 Tips to Improve a Low Credit Score how to improve low credit scores](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-02/5%20tips%20to%20improve%20a%20low%20credit%20score%20start%20now-1.jpg?itok=rPkoJieg)
26th February, 2024
![Is Your Credit Score Affecting the Quality of Your Life? Steps to Improve Your Credit Score](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-02/Is%20credit%20score%20affecting%20the%20quality%20of%20your%20life-1.jpg?itok=sDm8HjAE)
22nd February, 2024
![How Credit Score is Calculated How to Calculate Credit Score](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-02/how%20credit%20score%20is%20calculated-1.jpg?itok=2sVHNeWA)
21st February, 2024
Are you worried about how your credit score is calculated? A credit score is a numerical representation value assigned to you that represents your borrowing potential. It's based on a variety of factors, including your payment history, the amount of debt you owe, and the length of your credit history.
![Credit Report vs. Credit Score Differences Between Credit Reports And Credit Scores](https://cdn.shriramfinance.in/sfl-kalam/files/styles/medium/public/2024-02/credit%20report%20vs%20credit%20score-1.jpg?itok=waHmyJox)
20th February, 2024