Everything you should know in the world of Finance

Deciding between a credit card or a personal loan can be tricky. Both offer access to funds that can be used for major purchases or emergencies but work differently. Understanding the key differences between credit cards and personal loans can help you choose the better borrowing option for your specific financial needs.

A personal loan is often necessary to meet big expenses like buying a car, home renovation, paying for higher education, wedding expenses, medical emergencies, etc. While getting a personal loan is easier nowadays, your eligibility and interest rate depend greatly on your income stability and credit score. This is where having a salary account can help you get a personal loan more easily and on better terms.

This blog will discuss the benefits of having a salary account when applying for a personal loan.

In today's fast-paced world, financial needs can arise unexpectedly, making instant access to funds essential. Personal loans with instant approval offer a quick solution for urgent expenses, such as medical bills, home repairs, or consolidating debt. This guide will outline five easy steps to help you secure instant approval on a personal loan.

Step-by-Step Guide to Getting Instant Personal Loan Approval

Here are some of the tips to get instant approval for a personal loan:

Many people take personal loans to cover unexpected expenses or big purchases. When you first apply, you choose how much money you want to borrow. But sometimes, you might need more money later on. Luckily, you can ask the financial institution to increase your loan amount after you've already received the money. This is called a top-up loan.

In this article, we’ll see how you can increase your personal loan amount or take a top-up loan whenever necessary.

Personal loans have become an increasingly popular financial tool for many Indians to meet big-ticket expenses like home renovations, weddings, medical emergencies or even dream vacations. A key factor determining a personal loan's affordability is its tenure - the number of months or years you get to repay the loan amount.

Do you need instant cash but are not quite sure where you can get it? Well, Aadhaar Cards can offer a hassle-free solution. With its widespread acceptance nationwide and easy verification process, your Aadhaar Card can get you a personal loan efficiently, quickly and easily. Whether it’s for emergencies, education, or personal expenses, a ₹50,000 loan on Aadhaar Card might be just what you need.

Salaried people who get their salaries directly in their bank account find applying for loans from conventional banks easier. But that doesn't mean there are no opportunities for people who wish to get a personal loan against a cash salary. If you are one of them, this article is just for you. In this article, we’ll discuss some ways by which you can apply for a personal loan on a cash salary.

Personal loans can be a valuable financial tool, providing the funds needed for various purposes such as home renovations, medical expenses, or consolidating debt. However, with numerous lenders and loan products available, selecting the best personal loan can be challenging. This guide will outline critical factors to consider when choosing a personal loan that suits your needs.

The Employees' Provident Fund (EPF) is a retirement savings scheme managed by the Employees' Provident Fund Organisation (EPFO). Under this scheme, both employees and employers contribute 12% of the basic salary plus dearness allowance (cost-of-living adjustment) every month. This accumulated corpus can be withdrawn at retirement.

Having access to quick funds in times of financial emergencies can be a lifesaver. While applying for and getting large loans from banks and other financial institutions can be time-consuming and might require extensive paperwork, getting a small PAN card loan of ₹50,000 on the basis of your Permanent Account Number can be relatively easier.

In this blog, we will explore the step-by-step process for getting a hassle-free personal loan of up to ₹50,000 using your PAN card as identity proof.