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Gold Loan
Shriram Finance offers up to 75% of the loan amount against your gold. Trust us to provide you with the best value for your gold. Get quick access to cash with our gold loan services.
Gold Loan Features and Benefits
Maximum Finance
Loan up to 75% of your gold value
Low Rate of Interest
Our interest rate starts from 10% p.a.
Flexible Tenure
Pay your loan back whenever you want* (*Minimum loan duration 7 days)
Minimal Documentation
Minimal paperwork, digital process, and hassle-free
Borrow Smartly
Pay interest only for the period the gold loan is used for
Quick Disbursal
Reliable and faster loan approvals with minimal documentation
Gold Loan Calculator
Use the slider to set your loan amount, interest rate, and tenure to understand your loan summary
Loan
Loan Amount
₹5000
Interest Payable
₹ 42
Monthly EMI
₹ 5,042
Apply for Gold Loan
Our easy-to-apply process will help you get a gold loan quickly in 4 steps
Step 01
Register using your phone numberStep 02
Receive a verification call from usStep 03
Visit our branch with your gold assetStep 04
Complete verification and receive loan amount
Eligibility Criteria for Gold Loan
Age
18 to 75 years
Who can Apply?
Salaried, self-employed, self-employed professionals, business owners and other individuals
Gold Loan Interest Rates and Charges
For interest rate and applicable Fees/charges, please refer our interest rate policy : Interest Rate Policy
Gold Loan FAQ’s
Will my gold ornaments stay safe and secure with Shriram Finance?
Gold ornaments of customers are stored safely and securely in a safe room built according to the Government regulations. These rooms are also equipped with electronic surveillance to protect the gold.
What are the tenure and interest rates applicable?
The interest rate starts from 10% p.a. and you can choose loan tenure starting from 1 month up to 12 months.
Who can apply for Shriram Finance Gold Loan?
Salaried, self-employed, self-employed professionals, business owners and other individuals between 18 – 75 years can apply for Shriram Finance Gold Loan.
What if the Gold is stolen from the branch?
Shriram Finance insures the gold kept as collateral by you. This means that in case of a theft, the borrower need not worry about the security of the gold.
Articles
Why Gold Loans Are Better Than Overdrafts Against FDs
What Happens When You Don't Pay a Gold Loan?
Taking a Gold Loan? Here's What You Need To Keep In Mind
What are Gold Loans, and How Do They Work
Low Processing Charges & Quick Loan Disbursals on Gold Loan
