Fixed Deposit Schemes

• Reliable Returns: Unlike market-linked investments, FDs offer reliable returns on your principal amount.
• Low Risk: FDs are considered low-risk investments as they are typically backed by credit ratings. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.
• Flexibility: Choose a tenure that aligns with your financial goals, ranging from 12 months to 60 months.
• Regular Income: Opt for monthly interest payouts to meet your regular expenses. The interest payouts can either be monthly, quarterly, half-yearly or yearly basis.

Here are the various types of FD schemes to cater to your specific requirements. Let's explore some popular options:

Fixed Deposit Scheme for Senior Citizens: This scheme offers higher interest rates to senior citizens (typically above 60 years) to ensure their financial security. Shriram Unnati Fixed Deposit offers attractive interest rates of up to 9.40%*p.a. on senior citizen FDs which is inclusive of the special interest benefit of 0.50%*p.a. that is offered to senior citizens and 0.10% for women depositors.

Fixed Deposit Scheme for Women: Empowering women financially, Shriram Finance provides FD schemes specifically for women with a special interest rate of 0.10%*p.a. that is added to standard FD interest rates.

Fixed Deposit Scheme for NRIs: Non-Resident Indians (NRIs) can invest in FD schemes (offline only) to earn competitive returns on their foreign earnings for a maximum investment period of 3 years & funds to be transferred from NRO account only.

Fixed Deposit Scheme for Retirement Fund: FD schemes come with attractive interest rates that can help you accumulate a substantial retirement corpus. Shriram Unnati Fixed Deposit provide an additional 0.25%*p.a. for renewal of FDs upon maturity making it ideal to save more for your retirement days.

Fixed Deposit Scheme for Wedding Expenses: Plan your dream wedding with peace of mind. FD schemes allow you to save gradually for your special day. We offer a special digital-only 15-month FD which offers interest of up to 8.15%*p.a. making it the perfect FD plan for your dream wedding. 

Fixed Deposit Scheme for Children: Secure your child's future with children's FD schemes. Start saving early to ensure their educational and life goals are met.

Fixed Deposit Scheme for Home Expenses: Manage your home expenses efficiently with FD schemes. Allocate a portion of your savings to cover future household costs.

Fixed Deposit Scheme for Monthly Income: FD schemes for monthly income provide interest payouts at monthly intervals, supplementing your regular income.