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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

After all documentation formalities are completed, the home loan sanctioning process typically takes 7 to 30 days to approve.
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The key difference between a fixed-rate home loan and a floating-rate home loan is how the interest rate is determined over the loan tenure.
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As per RBI guidelines, financial institutions cannot provide 100% financing on home loans.
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The maximum home loan amount that banks, NBFCs, and other financial institutions can offer depends on several factors.
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A credit health report serves as a cornerstone in your financial journey for monitoring credit scores.
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Here are five compelling reasons why you should consider getting a credit health report from Shriram Finance:

Financial Awareness: A Credit Health Report helps you understand where you stand financially by providing insights into your income, expenses, and overall financial behavior. This helps identify areas for improvement and make informed financial decisions. 

Identity Theft Protection: Detect unauthorized activities early by monitoring your credit report regularly, safeguarding your finances from potential identity theft.

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For a loan against property, your credit score is crucial as it reflects your creditworthiness and impacts eligibility and interest rates.
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