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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

To avail a personal loan, you must have a good credit score.
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Easily monitor your creditworthiness by checking your credit score. Checking your credit score with Shriram Finance is a simple and secure process. Here is a quick guide: 

Access the Official Website

  • Visit the official website of Shriram Finance.
  • Locate the "Check Your Credit Score" tab and click it.

Provide Your Information

  • Enter your details, including name, date of birth, and PAN card number.
  • Ensure accuracy to retrieve the most precise score.

Verify Identity

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If you're concerned about securing a loan against your property with a less-than-perfect credit score.
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You might wonder whether a credit score check is part of the approval process.
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One of the most recommended methods to improve your credit score would be to lower the credit utilization ratio through less frequent usage of credit cards.
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The phone bill payment history does not affect your credit score in India.
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You can keep a zero balance on your credit card without negatively impacting your credit score.
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