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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

A gold loan can prove extremely useful to arrange funds for medical emergencies that require urgent access to financing.
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Gold loans typically carry lower interest rates compared to other forms of personal credit like personal loans or credit cards.
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For gold loans taken for home renovation purposes, the key factor that decides the loan amount sanctioned is the quantity and quality of gold jewellery pledged as collateral.
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The process of availing of a gold loan for your home renovation needs is quite straightforward
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A gold loan can be an excellent financing option for quickly and conveniently funding your home renovation needs. Here's how it helps:

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The process of applying for a gold loan can be done either offline by visiting the loan provider’s branch or online for added convenience.
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The Reserve Bank of India (RBI) has not defined a maximum limit for agriculture gold loan amounts. However, according to RBI guidelines, lending institutions can provide up to 75% of the market value of gold jewellery pledged as the loan amount.
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