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Gold Loan FAQs

Explore gold loan options with our comprehensive FAQs. Find clear, concise answers to help you secure the one of the best loan terms.

The process of applying for a gold loan can be done either offline by visiting the loan provider’s branch or online for added convenience.
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The Reserve Bank of India (RBI) has not defined a maximum limit for agriculture gold loan amounts. However, according to RBI guidelines, lending institutions can provide up to 75% of the market value of gold jewellery pledged as the loan amount.
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Yes, you can definitely apply for an agriculture gold loan even if you have existing loans or debts.
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When it comes to agriculture gold loans, most financial institutions impose an age limit for applicants.
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Agri gold loan is a loan against gold jewellery designed to meet the urgent financial needs of farmers and those engaged in agriculture and allied activities like animal husbandry, dairy, fisheries etc.
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Yes, you can obtain a gold loan for medical purposes.
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Yes, you can obtain a gold loan for educational purposes.
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