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Calculators FAQs

Our calculators provide instant results, while our FAQs offer expert guidance. Get quick calculations and in-depth explanations to empower your financial future.

Are there any age restrictions for determining home loan eligibility?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
Yes, most loan providers have age restrictions when determining home loan eligibility due to the long repayment durations involved.
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Is GST always 18 percent?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
No, the Goods and Services Tax (GST) does not have a flat rate of 18% on all goods and services in India.
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Are there any penalties for paying off my home renovation loan early?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
The decision to prepay a home renovation loan should factor in potential prepayment costs.
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Is it possible to get a home renovation loan if my credit score is low?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
Getting a home renovation loan with a credit score below 700 is challenging but not impossible.
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How much home loan amount am I eligible for on my salary?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
The maximum home loan amount you can avail of depends primarily on your net monthly income and repayment capacity.
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What factors affect the interest rate on a home renovation loan?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
The interest rate on a home renovation loan depends on several factors related to the borrower's financial profile and current market conditions.
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Is GST calculated automatically?

  • Posted:29th January, 2025
  • Updated:29th January, 2025
The Goods and Services Tax (GST) mechanism in India has simplified the taxation process by including multiple indirect taxes into one unified tax.
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