Ziploan Loan Repayment

Ziploan is a leading financial institution that provides a range of services with a strong focus on Small and Medium Enterprises (SMEs), Shriram Finance, a trusted name in the industry, provides a seamless experience through its wide array of services, including Bharat Bill Payment System (BBPS), to simplify transactions and improve access to finance.

About Ziploan

Ziploan is a technology-driven non-banking financial company (NBFC) that provides business loans to small and medium-sized enterprises (SMEs) in India. Ziploan was founded in 2015 and is headquartered in New Delhi, India. Ziploan also offers a variety of value-added services to its customers, such as free credit counselling and business advisory services.

How To Pay My Ziploan Loan Repayment at Shriram Finance?

Here is a step-by-step guide to making quick pay your Ziploan EMI online with Shriram Finance:

• Visit the Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Under "Financial Services & Tax" category select "Loan Repayment."
• Select "Ziploan" - Enter the loan number and click on "Proceed.”
• Verify if the mobile number is correct and click on "Continue."
• Enter the 6-digit OTP and click "Verify and Continue."
• Review your Ziploan Loan EMI Payment details and click on "Pay."
• Choose a preferred payment method, enter the required details and complete the payment.

By following these steps, you can efficiently repay your loan through Shriram Finance.

Why Choose Shriram Finance Ziploan Loan Repayment?

Choosing Shriram Finance for Ziploan loan repayment offers several benefits:

1. Convenience: Shriram Finance provides a user-friendly and convenient platform for Ziploan loan repayment, making it easy to manage your financial obligations.
2. Quick & Easy: The process is streamlined, ensuring a quick and hassle-free Ziploan loan quick-pay experience.
3. Access to Multiple Services: Shriram Finance may offer additional financial services or products, allowing you to conveniently access various financial solutions in one place.
4. Reward Points: Some Shriram Finance programs may offer reward points or loyalty benefits, providing you with incentives for responsible financial management.

How To Download My Ziploan Loan EMI Payment Receipt?

Shriram Finance offers two convenient EMI payment options for Ziploan to download your EMI Payment online:

1. New Users: After completing your Ziploan loan repayment, click on the 'Download Receipt' button.
2. Existing Users: If you are already a registered user, log in to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History.' From there, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for Ziploan Loan Repayment

When it comes to EMI calculating Ziploan loan repayments, using Shriram Finance as your platform offers several significant benefits:

1. Security: Shriram Finance prioritises the security of your financial transactions, ensuring that your Ziploan Loan EMI Payments online are processed safely and securely.
2. User-Friendly Interface: The platform offers a user-friendly interface, making it easy for you to navigate and complete your EMI payments with convenience.
3. All-in-One Platform: Shriram Finance may provide access to a variety of financial services, allowing you to manage your Ziploan Loan EMI Payment online and other financial needs in one place.
4. Timely Reminders: You can expect timely reminders to pay your Ziploan EMI before due dates, helping you stay on top of your payments and avoid late fees.

How To Check My Ziploan Loan Repayment History?

Shriram Finance offers two convenient Ziploan loan repayment options to check your history:

New Users:

a) After completing your Ziploan loan repayment, click on the 'View Transaction History' button.

b) Sign up using your Name, Mobile Number, e-mail ID, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile, and then click on 'Transaction History' to check your Ziploan loan repayment history.

Existing Users: If you are already a registered user, log in to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History' to check your Ziploan loan repayment history.

List of Payment Methods Available for Ziploan Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Ziploan Loan Repayment Fails?

1. Contact the service Ziploan loan repayment: If your bill payment fails, promptly contact the service provider or bank to inquire about the issue and explore possible resolution options
2. Raise the request: If your EMI calculating Ziploan loan repayments fails after completing payment, you can raise a request from the same page using the Raise a Request link provided in the receipt.

Alternatively,

• If you are an existing user, you can log in to your Shriram Finance Customer Portal, visit the My Profile section, and then Raise a Request.
• If you are a new user, sign up using your Name, Mobile Number, e-mail ID, and mPIN. Then, visit the My Profile section to Raise a Request.
• If you want to raise a request for a specific transaction, you can navigate to "Transaction History" and choose the specific transaction, click on the "Need Help" button provide the necessary details of failure and click "Submit".

3. Customer Support: Reach out to our customer support team for assistance, as they can guide you through the troubleshooting process and help you resolve any billing issues you encounter.

What Happens If I Don't Pay My Ziploan Loan Repayment Bill on Time?

Failing to pay your Ziploan EMI online on time can result in consequences that may negatively impact on credit score:

Negative Impact on Credit Score: One of the most significant consequences is that your credit score can be negatively affected. Late or missed payments are reported to credit bureaus, which can lower your credit score. A lower credit score can make it more challenging to secure loans or credit in the future and may result in higher interest rates on the credit you obtain.

How To Check My Ziploan Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your Ziploan loan repayment status:

New Users:

a) Click the "View Transaction History" button after finishing your Ziploan Loan EMI Payment.

b) Register using a name, mobile number, email address, and MPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Visit your profile, select "Transaction History," and check the progress of your most recent Ziploan loan repayment.

Existing Users: If you've already signed up, log in to the Shriram Finance Customer Portal, select your profile, and then access "Transaction History" to see the status of your most recent payment to your Ziploan EMI online.

Know The Types of Loans Provided by Ziploan

Ziploan offers various types of loans including:

1. Short-term business loans: These loans range from ₹1 lakh to ₹7.5 lakh and have a repayment term of 3 to 12 months. Short-term business loans are suitable for businesses that need quick access to cash to meet their working capital needs or to manage unexpected expenses.
2. Working Capital Loans: In case a business owner is running out of working capital, he/she can avail a working capital loan from us to meet the working capital requirements.
3. Machinery Loans: The production of products or services depends on the quality of machinery. However, the machinery is generally expensive and often requires enormous investment. Therefore, an MSME loan can be an ideal option to meet this investment.
4. Business Loan for Women: We offer business loans for women.

How to Calculate Ziploan Loan Repayments?

To calculate Ziploan loan repayments online, follow these steps:

1. Access Ziploan's website or app.
2. Enter the loan EMI amount.
3. Choose the loan tenure.
4. Input the interest rate.
5. Ziploan will provide you with a loan with the EMI (Equated Monthly Instalment) amount.
6. You can use Ziploan loan prepayment online EMI calculation for a quick estimate.
7. Ensure you meet the eligibility criteria before applying.

What Happens if I Miss an EMI Payment on My Loan?

Missing a Ziploan loan repayment on your loan can have various consequences:

1. Late Payment Fee: When you don't make an EMI payment on time, the bank will add a late fee, which is extra money on your regular EMI.
2. Credit Score Impact: Your credit score shows how trustworthy you are with credit. Missing payments can lower your score, making it tougher to get credit cards, loans, or mortgages later.
3. Interest Keeps Adding: Not paying your EMI doesn't stop the interest from piling up. Unpaid interest grows, meaning you'll owe more in the long term.
4. Future Loan Challenges: Missed payments can damage your credit and make it harder to get loans in the future. If you do get approved, they might come with higher interest rates.

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