SW Product Page- Loan Repayment- Ramaiah Capital Pvt Ltd

At Shriram Finance, we understand the importance of efficiently and conveniently managing your Ramaiah Capital Loan Repayment payments. That's why we offer a hassle-free solution that lets you handle all aspects of your loan repayments securely and efficiently. With our Bharat Bill Payment System (BBPS) services, you can effortlessly calculate, pay, and keep track of your SBFC Finance EMIs in one place.

About Ramaiah Capital

Ramaiah Capital Pvt. Ltd is a non-deposit-taking, non-banking financial company (NBFC) that offers personal and business loans to individuals and small and medium-sized enterprises (SMEs) in India. The company was founded in 2019 and headquartered in Bengaluru, India.

How to Pay My Ramaiah Capital Loan Repayment on Shriram Finance?

Here is a step-by-step guide to pay your Ramaiah Capital EMIs online with Shriram Finance:

1. Visit the Shriram Finance website.
2. Navigate to the main menu and click on "Payments," then opt for "BBPS."
3. Under "Financial Services & Tax" category select "Loan Repayment."
4. Select "Ramaiah Capital" - Enter the loan number and click on "Proceed.”
5. Verify if the mobile number is correct and click on "Continue."
6. Enter the 6-digit OTP and click on "Verify and Continue."
7. Review your Ramaiah Capital loan EMI payment details and click on "Pay."
8. Choose a preferred payment method, enter the required details, and complete the payment.

Why Choose Shriram Finance for Ramaiah Capital Loan Repayment?

If you choose Shriram Finance for your loan repayment, you get the following benefits:

• Convenience: Our user-friendly platform allows you to manage all your bills and payments in one place, saving you time and effort.
• Quick and Easy: With just a few clicks, you can make your Ramaiah Capital Loan EMI payment online without hassle.
• Access to Multiple Services: Shriram Finance offers a wide range of financial services for all your needs besides loan repayments.

How to Download My Ramaiah Capital Loan EMI Payment Receipts?

Shriram Finance offers two convenient options to download your Ramaiah Capital Loan repayment receipts:

1. New Users: After completing your Ramaiah Capital loan repayment, click on the 'Download Receipt' button.
2. Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History.' From there, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for Ramaiah Capital Loan Repayment

Using Shriram Finance to pay your Ramaiah Capital EMIs online offers several significant benefits:

• Security: Your transactions are protected with advanced security measures, ensuring the safety of your personal and financial information.
• User-friendly Interface: Our platform is designed to provide a seamless user experience, making navigating and completing transactions easy.
• All-in-One Platform: Besides Ramaiah Capital Loan Repayment, Shriram Finance offers many services, such as mobile recharges, bill payments, and more.
• Timely Reminders: Never miss a payment deadline again! Shriram Finance sends timely reminders to help you stay on top of your loan repayments.

How to Check My Ramaiah Capital Loan Repayment History?

Shriram Finance offers two convenient options to check your Ramaiah Capital loan repayment history:

New Users:

a) After completing your Ramaiah Capital loan repayment, click on the 'View Transaction History' button.

b) Sign up using your name, mobile number, email ID, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile and click 'Transaction History' to check your Ramaiah Capital loan repayment history.

Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History' to check your Ramaiah Capital loan repayment history.

List of Payment Methods Available for Ramaiah Capital Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Ramaiah Capital Loan Repayment Fails?

In the rare event that your Ramaiah Capital Loan Repayment fails, you can raise a request in the following ways:

1. Contact the service provider or bank.
2. Raise a request:

a) From the receipt page, use the "Raise a Request" link provided.

b) Alternatively, login to your Shriram Finance Customer Portal, visit "My Profile," and click on "Raise a Request." If you are a new user, sign up and visit the "My Profile" section.

c) You can also raise a request for a specific transaction by navigating to "Transaction History," selecting the specific transaction, clicking on "Need Help," providing the necessary details, and clicking "Submit."

3. Our customer support team can always assist you with further queries or concerns.

What If I Don't Make My Ramaiah Capital Loan Repayment on Time?

Failing to pay your Ramaiah Capital EMI online on time can result in the following consequences:

Late Payment Charges: Failure to pay your EMI on time may result in late payment charges as per Ramaiah Capital’s terms and conditions.

Legal Action: In extreme cases where a significant amount remains unpaid for an extended period, Ramaiah Capital may initiate legal proceedings at its discretion.

Negative impact on credit score: Delinquent loan payments can adversely impact your credit score, potentially making it difficult to obtain future loans. Strive for consistent, on-time payments to uphold a good credit score.

How to Check My Ramaiah Capital Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your Ramaiah Capital Loan Repayment status:

New Users:

a) Click the "View Transaction History" button after completing your Ramaiah Capital loan EMI payment.

b) Register using a name, mobile number, email address, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Visit your profile, select "Transaction History," and check the status of your most recent transaction.

Existing Users: If you have already signed up, login to the Shriram Finance Customer Portal, select your profile, and then access "Transaction History" to see the status of your most recent loan repayment.

Know the Types of Loans Provided by Ramaiah Capital

Ramaiah Capital offers various types of loans, including Personal loans, Business loans, Employee loans and Salary Advance loans.

How to Calculate Ramaiah Capital Loan Repayments?

Calculating Ramaiah Capital loan repayments is quick and easy. Use our online EMI calculator by entering the principal amount, interest rate, and repayment tenure. The calculator will provide the exact EMI repayment amount, allowing you to plan your finances effectively.

What Happens If I Miss an EMI Payment on My Loan?

If you miss paying your Ramaiah Capital EMI online, it may result in late payment charges and impact your credit score. It's essential to make timely payments to avoid any negative consequences and maintain a healthy credit history.

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Experience the ultimate convenience of managing all your bills, recharges, and bookings on the go! Download 'Shriram One' App from the Play Store and App Store, and simplify your life with hassle-free payments at your fingertips.