Pahal Financial Services Pvt Ltd Loan Repayment

In today's dynamic world, meeting loan repayment obligations is essential to maintain your creditworthiness. That's where Shriram Finance steps in, offering a seamless platform for managing your financial responsibilities through Bharat Bill Payment System (BBPS) services. This collaboration brings convenience and reliability to your Pahal Financial Services loan repayment journey.

About Pahal Financial Services

Pahal Financial Services is a Non-Banking Financial Company (NBFC) that provides microfinance services to low-income households in India. The company was founded in 2011 and has since grown to become one of the leading MFIs in the country, with over 3,000 branches and a loan portfolio of over ₹1,600 Cr. The company is committed to providing financial inclusion to all and helping its customers achieve economic self-sufficiency.

How to Pay My Pahal Financial Services Loan Repayment with Shriram Finance?

Here is a step-by-step guide to help you pay your Pahal Financial Services EMIs online with Shriram Finance:

1. Visit the Shriram Finance website.
2. Navigate to the main menu and click on "Payments," then opt for "BBPS."
3. Under "Financial Services & Tax" category select "Loan Repayment."
4. Select "Pahal Financial Services" - Enter the loan number and click on "Proceed.”
5. Verify the mobile number and click on "Continue."
6. Enter the 6-digit OTP and click on "Verify and Continue."
7. Review your Pahal Financial Services loan EMI payment details and click on "Pay."
8. Choose a preferred payment method, enter the required details and complete the payment.

Why Choose Shriram Finance for Pahal Financial Services Loan Repayment

If you choose Shriram Finance as your preferred platform for your Pahal Financial Services loan repayment plan, you can avail the following benefits:

Convenience: Our online platform allows you to easily manage your Pahal Financial Services loan repayments anytime and anywhere.

Quick and Easy: Our user-friendly interface ensures a smooth, hassle-free payment experience.

Access to Multiple Services: Besides loan repayment, you can access various other bill payment services through Shriram Finance, making it a comprehensive payment platform.

How to Download My Pahal Financial Services Loan EMI Payment Receipts?

Shriram Finance offers two convenient options to download your Pahal Financial Services loan EMI payment receipts online:

1. New Users: After completing your Pahal Financial Services loan repayment, click on the 'Download Receipt' button.
2. Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History.' From there, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for Pahal Financial Services Loan Repayment

Shriram Finance provides the following benefits:

Security: Our platform ensures the highest level of protection for your online transactions.

User-friendly Interface: Our intuitive interface makes navigating and completing your loan repayment process easy.

All-in-One Platform: Access multiple financial services and manage all your bill payments in one place.

Timely Reminders: Receive timely reminders for your loan repayments, ensuring you never miss a payment.

How to Check My Pahal Financial Services Loan Repayment History?

Shriram Finance offers two options to check your Pahal Financial Services loan repayment history:

New Users:

a) After completing your Pahal Financial Services loan EMI payment, click on the 'View Transaction History' button.

b) Sign up using your name, mobile number, email ID, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile and click 'Transaction History' to check your Pahal Financial Services loan repayment history.

Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History' to check your EMI repayment history.

List of Payment Methods Available for Pahal Financial Services Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Pahal Financial Services Loan Repayment Fails?

If your Pahal Financial Services Loan Repayment fails after completing the transaction, you can:

a) Contact the service provider or bank.

b) Raise a request from the same page using the "Raise a Request" link provided in the receipt.

Alternatively,

You can raise a request from your profile page. If you are an existing user, login to your Shriram Finance Customer Portal, visit the "My Profile" section, and then "Raise a Request."

If you are a new user, sign up using your Name, Mobile Number, Email ID, and mPIN. Then, visit the "My Profile" section to "Raise a Request."

c) You can also contact our customer support team for further assistance.

What Happens If I Don't Pay My Pahal Financial Services Loan Repayment on Time?

Loan payment delays can result in late fees added to your EMI premium. They can diminish your credit score, potentially hindering your ability to obtain instant loans or other financing options in the future. Repeated failure in timely EMI payments may also result in legal consequences. Prioritise timely repayments to safeguard your creditworthiness.

How to Check My Pahal Financial Services Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your Pahal Financial Services loan repayment status:

New Users:

a) Click the "View Transaction History" button after completing your Pahal Financial Services loan EMI payment. 

b) Register using a name, mobile number, email address, and mPIN.

c) You will then be redirected to the Shriram Finance Customer Portal.

d) Visit your profile, select "Transaction History," and check the status of your most recent Pahal Financial Services loan repayment.

Existing Users: If you have already signed up, login to the Shriram Finance Customer Portal, select your profile, and then access "Transaction History" to see the status of your most recent payment.

Know the Types of Loans Provided by Pahal Financial Services

Pahal Financial Services offers various types of loans, including Joint Liability Group (JLG) loans, Individual loans and Vehicle loans.

How to Calculate Pahal Financial Services Loan Repayments

For calculating Pahal Financial Services loan repayments, visit the website and use the loan EMI calculator. Your loan EMI calculation depends on the principal amount, loan period and the set interest rate by the institution. Loan EMI calculation helps you identify a tenure that best suits your financial obligations and goals.

What Happens If I Miss an EMI Payment on My Loan?

Failure to pay your Pahal Financial Services EMI online may result in late payment charges and affect your credit score. To avoid negative consequences, inform the lender about any difficulties you may face.

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Experience the ultimate convenience of managing all your bills, recharges, and bookings on the go! Download 'Shriram One' app now from the Play Store and App Store and simplify your life with hassle-free payments at your fingertips.