Oxyzo Financial Services Pvt Ltd Loan Repayment

A good loan repayment history is imperative for creditworthiness in the dynamic financing domain. Enter Shriram Finance, a pillar of trust and efficiency. Dive into loan repayment solutions and explore how to securely make seamless Oxyzo Financial Services loan repayment using Bharat Bill Payment System (BBPS) services. Never miss an EMI payment again.

About Oxyzo Financial Services

Oxyzo Financial Services Pvt. Ltd is a leading non-bank financial company (NBFC) that provides customised financing solutions to small and medium-sized enterprises (SMEs) in India. The company offers various products, including term loans, working capital loans, invoice discounting, and supply chain financing. Oxyzo primarily aims to help SMEs grow and succeed by providing access to affordable and flexible financing options.

How to Pay My Oxyzo Financial Services Loan Repayment with Shriram Finance?

Here is a step-by-step guide to help you pay your Oxyzo Financial Services EMI online with Shriram Finance:

1. Go to the Shriram Finance website.
2. Navigate to the main menu and click on "Payments," then opt for "BBPS."
3. Under "Financial Services & Tax" category select "Loan Repayment."
4. Select "Oxyzo Financial Services" - Enter the loan number and click on "Proceed.”
5. Verify the mobile number and click on "Continue."
6. Enter the 6-digit OTP and click on "Verify and Continue."
7. Review your Oxyzo Financial Services loan EMI payment details and click on "Pay."
8. Choose a preferred payment method, enter the required details and complete the payment.

Why Choose Shriram Finance for Oxyzo Financial Services Loan Repayment?

Choosing Shriram Finance as a preferred platform for your Oxyzo Financial Services loan repayment offers several benefits, including:

1. Convenience: Shriram Finance provides a user-friendly and convenient platform for Oxyzo Financial Services loan repayment, making managing your financial obligations easier.
2. Quick and Easy: The streamlined payment process ensures a fast and hassle-free Oxyzo Financial Services loan EMI payment experience.
3. Access to Multiple Services: Shriram Finance also offers additional financial services or products, allowing you to access various financial solutions in one place.

How to Download My Oxyzo Financial Services Loan EMI Payment Receipts?

Shriram Finance has two convenient options to download your Oxyzo Financial Services loan EMI payment receipts online:

1. New Users: After completing your Oxyzo Financial Services loan repayment, click on the 'Download Receipt' button.
2. Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History.' From there, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for Oxyzo Financial Services Loan Repayment

Regarding Oxyzo Financial Services loan repayments, using Shriram Finance offers several significant benefits. These include:

1. Security: Shriram Finance understands the importance of security of your financial transactions. Our encrypted payment gateway ensures that the online Oxyzo Financial Services loan EMI payment is processed safely and securely.
2. User-Friendly Interface: The platform offers a user-friendly interface, making it easy to navigate and complete your EMI payments conveniently.
3. All-in-One Platform: Shriram Finance may provide access to various financial services, allowing you to manage your Oxyzo Financial Services loan repayment and other financial needs in one place.
4. Timely Reminders: You can get timely alerts to pay your Oxyzo Financial Services loan EMI online before the due dates, helping you to stay on top of your payments and avoid late fees.

How to Check My Oxyzo Financial Services Loan Repayment History?

Shriram Finance provides two options to check your Oxyzo Financial Services loan repayment history:

New Users:

a) After completing your Oxyzo Financial Services loan EMI payment, click on the 'View Transaction History' button.

b) Sign up using your name, mobile number, email ID, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile and click 'Transaction History' to check your Oxyzo Financial Services loan repayment history.

Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History' to check your EMI repayment history.

List of Payment Methods Available for Oxyzo Financial Services Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Oxyzo Financial Services Loan Repayment Fails?

Here's what you can do if your loan repayment fails:

1. Contact the service provider: If your loan payment fails, promptly call the service provider or the bank to inquire about the issue and explore possible resolution options.
2. Raise the request: If your loan payment fails after completing the transaction, you can request from the same page using the 'Raise a Request' link in the receipt.

Alternatively,

• If you are an existing user, login to your Shriram Finance Customer Portal, visit the 'My Profile' section, and then 'Raise a Request'.
• If you are a new user, sign up using your name, mobile number, email ID, and mPIN. Then, visit the 'My Profile' section to 'Raise a Request'.
• Suppose you want to raise a request for a specific transaction. In that case, you can navigate to 'Transaction History', choose the particular transaction, click on the 'Need Help' button to provide the necessary failure details, and click 'Submit'.

3. Customer Support: Reach out to our customer support team for assistance, as they can guide you through the troubleshooting process and help you resolve any billing issues you encounter.

What Happens If I Don't Pay My Oxyzo Financial Services Loan Repayment on Time?

Failing to pay your Oxyzo Financial Services loan EMI on time can result in late fees to your existing EMI. It is also essential to know that late or missed payments are reported to credit bureaus, which can lower your credit score. A lower credit score can make it more challenging to secure instant loans or credit in the future and may result in higher interest rates on any credit you obtain. In chronic defaulting, the institution may initiate legal action at its discretion.

How to Check My Oxyzo Financial Services Loan Repayment Status on Shriram Finance?

There are two options to check your Oxyzo Financial Services loan repayment status:

New Users:

a) Click the "View Transaction History" button after completing your Oxyzo Financial Services loan EMI payment.

b) Register using a name, mobile number, email address, and mPIN.

c) You will then be redirected to the Shriram Finance Customer Portal.

d) Visit your profile, select "Transaction History," and check the status of your most recent Oxyzo Financial Services loan repayment.

Existing Users: If you have already signed up, login to the Shriram Finance Customer Portal, select your profile, and then access "Transaction History" to see the status of your most recent Oxyzo Financial Services loan repayment.

Know the Types of Loans Provided by Oxyzo Financial Services

Oxyzo Financial Services offers various types of loans, including:

1. Business Loans: Oxyzo provides new-age customised financing products for businesses of all sizes, including term loans, working capital solutions, and low-interest rates collateral-free credit options.
2. Purchase Finance: Oxyzo offers purchase finance for various assets, including equipment, machinery, and vehicles.
3. Supply Chain Financing: Oxyzo offers supply chain financing solutions to help businesses improve their cash flow and profitability.
4. Invoice Discounting: Oxyzo offers invoice discounting solutions to help businesses get paid faster.
5. Gold Loans: Oxyzo also offers gold loans at competitive interest rates.

How to Calculate Oxyzo Financial Services Loan Repayments?

For calculating Oxyzo Financial Services loan repayments online, you can refer to the following steps:

1. Access Oxyzo Financial Services’ website or app.
2. Input the principal amount.
3. Select the loan tenure.
4. Enter the interest rate.
5. Oxyzo Financial Services will provide you with the EMI (Equated Monthly Instalment) amount.
6. Use the loan calculator by Oxyzo Financial Services for the EMI calculation and get a quick estimate.

Ensure you meet the eligibility criteria before applying for the loan.

What Happens If I Miss an EMI Payment on My Loan?

Missing an EMI on your Oxyzo Financial Services loan repayment can have various consequences, including:

1. Late Payment Fee: If you don't make an EMI payment on time, the bank will add a late fee, which is extra money on your regular EMI.
2. Credit Score Impact: Your credit score reflects your creditworthiness. Missing payments can lower your score, making getting credit cards or mortgages more difficult.
3. Legal Consequences: If you miss multiple payments and become a chronic defaulter, the bank or financial institution might take legal action against you.
4. Interest Keeps Adding: Unpaid EMI amount piles up the interest. This will ultimately make you owe more in the long term.
5. Future Loan Challenges: Missed payments can lower your credit score and make it more challenging to get loans in the future. If you do get approved, they come with higher interest rates.

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