Kogta Financial India Limited Loan Repayment

Kogta Financial India Limited is a non-banking finance company (NBFC) operating in India. This financial institution primarily focuses on providing financial assistance and lending services to underserved individuals and small businesses in semi-urban and rural areas.

At Shriram Finance we provide a safe and secure way to manage your Kogta Financial India loan repayments. With our Bharat Bill Payment System (BBPS) services, you can now handle all aspects of your loan repayments quickly and conveniently. Additionally, experience the ease and speed of managing various other bills, recharges, subscriptions and deposit plans with Shriram Finance.

About Kogta Financial India Limited

Incorporated in 1996, Kogta Financial India Limited is a fast-growing, retail-focused non-banking finance company (NBFC). With extensive experience in the asset finance business, the company offers loans for the purchase of commercial vehicles, four-wheelers, and tractors. It provides loans against property (LAP) and other secured business loans to both small and medium enterprises (SMEs) as well as for micro small and medium enterprises (MSMEs).

How to Pay My Kogta Financial India Loan Repayment with Shriram Finance?

Here is a step-by-step guide to manage your Kogta Financial India loan repayment online with Shriram Finance:

• Visit the Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Choose the "Financial Services & Tax" category and select "Loan Repayment."
• Select "Kogta Financial India Limited."
• Enter your loan number and click on "Proceed."
• Verify if the mobile number is correct and click on "Continue."
• Enter the 6-digit OTP and click on "Verify and Continue."
• Review your EMI payment details and click on "Pay."
• Choose a preferred payment method, enter the required details and complete the payment.

Why Choose Shriram Finance for My Kogta Financial India Loan Repayment?

Choosing Shriram Finance for Kogta Financial India loan EMI payments online offers several benefits:

Convenience: Shriram Finance provides a user-friendly and convenient platform for Kogta Financial India loan repayment, making it easy to manage your financial obligations.

Quick and Easy: The process is streamlined, ensuring a quick and hassle-free Kogta Financial India loan repayment experience.

Access to Multiple Services: Shriram Finance may offer additional financial services or products, allowing you to conveniently access various financial solutions in one place.

How to Download My Kogta Financial India Loan Repayment Receipts Online?

Shriram Finance offers two convenient options to download your payment receipts online:

New Users: After completing your Kogta Financial India loan repayment, click on the "Download Receipt" button.

Existing Users: If you are already a registered user, login to your Shriram Finance customer portal, visit your profile and access "Transaction History." Here, you can easily select the "Download Receipt" option.

Benefits of Using Shriram Finance for Kogta Financial India Loan Repayment

When it comes to Kogta Financial India loan repayment, using Shriram Finance as your platform offers several significant benefits:

Security: Shriram Finance prioritises the security of your financial transactions, ensuring that your Kogta Financial India EMI payments are processed safely and securely.

User-Friendly Interface: The platform offers a user-friendly interface, making it easy for you to pay Kogta Financial India EMI and complete your online EMI payments with convenience.

All-in-One Platform: Shriram Finance provides access to various financial services, allowing you to manage your Kogta Financial India loan repayment and other financial needs in one place.

Timely Reminders: You can expect timely reminders for the due dates to pay your Kogta Financial India loan repayment, helping you to stay on top of your payments and avoid late fees.

How to Check My Kogta Financial India Loan Repayment Transaction History?

Shriram Finance offers two convenient options to check your transaction history for Kogta Financial India loan repayments:

New Users

• After completing your loan repayment, click on the "View Transaction History" button.
• Sign up using your name, mobile number, e-mail ID, and mPIN.
• You will be redirected to the Shriram Finance customer portal.
• Visit your profile and click on "Transaction History" to check your Kogta Financial India loan repayment history.

Existing Users

• If you are already a registered user, login to your Shriram Finance customer portal.
• Visit your profile and access "Transaction History" to check your transaction history for Kogta Financial India loan repayment.

List of Payment Methods Available on Shriram Finance for Kogta Financial India Loan Repayment

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Kogta Financial India Loan Repayment Fails?

If your Kogta Financial India loan repayment fails, you need not worry. Choose from the below options:

Contact: Reach out to the service provider or contact the bank through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt.

Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can login to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click on "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to Shriram Finance customer support team for assistance, who can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Don’t Pay My Kogta Financial India Loan Repayment on Time?

Failing to pay your Kogta Financial India loan repayment on time can negatively impact your credit score. Late or missed payments are reported to credit bureaus, which can lower your credit score. A lower credit score can make it challenging to secure loans or credit in the future and may result in higher interest rates.

There could also be other consequences like:

• Late Payment Charges: You may incur late payment charges, based on the specific terms and conditions of Kogta Financial India.
• Discretionary Legal Action: In extreme cases where a significant amount remains unpaid for an extended period, Kogta Financial India might, at its discretion, initiate legal proceedings.

How to Check My Payment Status for Kogta Financial India Loan Repayment on Shriram Finance?

Shriram Finance offers two convenient options to check your payment status for Kogta Financial India loan repayment. Choose the one that applies to you and follow the specific steps:

New Users: Click on the “View Transaction History” button after completing your Kogta Financial India loan repayment online, and enter your name, e-mail address, mobile number, and mPIN to register. After successful registration, you will be redirected to the Shriram Finance customer portal. Go to your profile, click on "Transaction History”, and examine the status of your most recent loan repayment to Kogta Financial India.

Existing Users: Go to your profile on the Shriram Finance customer portal, click on "Transaction History," and check the status of your most recent loan repayment to Kogta Financial India.

Know the Types of Loans Provided by Kogta Financial India

Kogta Financial India offers various types of loans, including:

• Four-Wheeler Loans: Facilitating the purchase of cars, offering competitive rates.
• Loan Against Property (LAP): Offering LAP loans against residential, commercial, or industrial properties. These loans can be used for a variety of purposes.
• Tractor Financing: Offering financial solutions to help you purchase your own tractor.

How to Calculate My Kogta Financial India Loan Repayment?

To calculate the correct loan repayment amount, follow these steps:

• Visit the Kogta Financial India website or app.
• Enter the loan amount.
• Choose the loan tenure.
• Input the interest rate to get the EMI amount.
• Additionally, you can use any reliable online EMI calculator for a quick estimate.

Ensure you meet the eligibility criteria before applying for the loan.

What Happens If I Miss an EMI Payment on My Loan?

Missing a Kogta Financial India loan repayment can have various consequences. Make note of them as given below:

• Late Fee: You will likely incur a late payment fee.
• Negative Impact: It can hurt your credit score.
• Legal Action: The lender may take legal action if non-payment persists.
• Higher Interest: Unpaid interest may increase your overall debt.
• Difficulty in Future Loans: Future loan approvals might become challenging.

Download the Shriram One App Now

Experience the ultimate convenience of managing all your bills, recharges and bookings on the go. Download the 'Shriram One' App from either the Play Store or App Store, and simplify your life with hassle-free payments at your fingertips.