KIFS Housing Finance Ltd Loan Repayment

KIFS Housing Finance Limited is one of the leading home loan companies in India. For people with low and middle incomes, they provide long-term & easy home loans.

At Shriram Finance we provide a seamless way to manage your KIFS Housing Finance loan repayment. With our Bharat Bill Payment System (BBPS) services, you can now handle all aspects of your loan repayment quickly, securely, and conveniently. Additionally, experience the ease and speed of managing various other bills, recharges, subscriptions and deposit plans with Shriram Finance.

About KIFS Housing Finance Ltd

KIFS Housing Finance Ltd is a distinguished player in the financial sector, specialising in housing finance solutions. With a commitment to affordable housing, it has emerged as a reliable partner for individuals seeking dream homes. Their expertise and customer-centric approach makes them a trusted name in the industry.

How to Pay My KIFS Housing Finance Loan Repayment at Shriram Finance?

Here is a step-by-step guide to make quick and easy loan repayments online with Shriram Finance:

1. Login to the Shriram Finance website.
2. Navigate to the main menu and click on "Payments," then opt for "BBPS."
3. Choose the "Financial Services & Tax" category and select "Loan Repayment."
4. Choose “KIFS Housing Finance Ltd.”
5. Enter your Application number and click "Proceed.”
6. Verify your mobile number and click "Continue.”
7. Enter the OTP received on your mobile and click "Verify & Continue.”
8. Review your loan details and click "Pay.”
9. Choose your preferred payment method, enter the required details, and complete the loan payment before the due date.

Why Choose Shriram Finance for My KIFS Housing Finance Loan Repayment?

Choosing Shriram Finance for KIFS Housing Finance loan repayment offers several benefits:

Convenience: Shriram Finance provides a user-friendly and convenient platform for KIFS Housing Finance loan repayment, making it easy to manage your financial obligations.

Quick and Easy: The process is streamlined, ensuring a hassle-free, quick-pay experience.

Access to Multiple Services: Shriram Finance may offer additional financial services or products, allowing you to conveniently access various financial solutions in one place.

How to Download My KIFS Housing Finance Loan Repayment Receipts Online?

Shriram Finance offers two convenient options to download your loan payment receipts online:

New Users: After completing your KIFS Housing Finance loan repayment, click the "Download Receipt" button.

Existing Users: If you are already a registered user, login to your Shriram Finance customer portal, visit your profile and access "Transaction History." Here, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for KIFS Housing Finance Loan Repayment

Shriram Finance is a trusted platform for loan repayment that offers several advantages. Here are some of them:

Security: Shriram Finance prioritises the security of your financial transactions, ensuring that your KIFS Housing Finance EMI payment online is processed safely and securely.

User-Friendly Interface: The platform offers a user-friendly interface, making it easy for you to navigate and complete your EMI payments with convenience.

All-in-One Platform: Shriram Finance may provide access to a variety of financial services, allowing you to manage your KIFS Housing Finance EMI payment online and other financial needs in one place.

Timely Reminders: You can expect timely reminders to pay your KIFS Housing Finance EMIs, helping you to stay on top of your payments and avoid late fees.

How to Check My KIFS Housing Finance Loan Repayment History?

Shriram Finance offers two convenient options to check your loan repayment history for KIFS Housing Finance:

New Users

• After completing your KIFS Housing Finance loan repayment, click the "View Transaction History" button.
• Sign up using your name, mobile number, e-mail ID, and mPIN.
• You will be redirected to the Shriram Finance customer portal.
• Visit your profile and click "Transaction History" to check your loan repayment history.

Existing Users

• If you are already a registered user, login to your Shriram Finance customer portal.
• Visit your profile and access "Transaction History" to check your loan repayment history.

List of Payment Methods Available for KIFS Housing Finance Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My KIFS Housing Finance Loan Repayment Fails?

If your KIFS Housing Finance loan repayment fails, you need not worry. Choose from the below options:

Contact: Reach out to the bank or the service provider through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt.

Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can login to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter, visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click on "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to our customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Don’t Pay My KIFS Housing Finance Loan Repayment on Time?

If you don't pay your Loan Repayment on time, here are some potential consequences:

• Late Payment Charges: You may incur late payment charges, based on the specific terms and conditions of KIFS Housing Finance.
• Discretionary Legal Action: In extreme cases where a significant amount remains unpaid for an extended period, KIFS Housing Finance might, at its discretion, initiate legal proceedings.
• Negative impact on credit score: Failing to make timely loan repayments can lower your credit score, making it difficult to secure future credit or loans, as it signals a higher credit risk to lenders.

How to Check My KIFS Housing Finance Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your payment status for KIFS Housing Finance loan repayment. Choose the one that applies to you and follow the specific steps:

New Users: Click the “View Transaction History” button after completing your KIFS Housing Finance loan repayment online, Here, you must enter your name, e-mail address, mobile number, and mPIN to register. After successful registration, you will be redirected to the Shriram Finance customer portal. Go to your profile, click on "Transaction History," and check the status of your most recent loan repayment.

Existing Users: Go to your profile on the Shriram Finance customer portal, click "Transaction History," and check the status of your most recent loan repayment.

Know the Types of Loans Provided by KIFS Housing Finance

KIFS Housing Finance offers various types of loans including:

Home Purchase Loans: These loans are designed to help individuals purchase their dream homes. The funds are provided for buying residential properties

Home Improvement Loans: KIFS Housing Finance offers loans for renovating or enhancing existing homes, making it ideal for those looking to upgrade their living spaces.

Loan Against Property (LAP): KIFS Housing Finance allows borrowers to leverage their properties for loans, providing a source of funds for various purposes.

Balance Transfer Loans: Borrowers can transfer their existing home loans to KIFS Housing Finance for better terms and rates, potentially reducing their financial burden.

How Can I Calculate KIFS Housing Finance Loan Repayments?

To calculate KIFS Housing Finance loan repayment, follow these steps:

• Access KIFS Housing Finance's website or app.
• Enter the loan amount.
• Choose the loan tenure.
• Input the interest rate.
• KIFS Housing Finance will provide you with the EMI amount.
• You can also use the EMI calculators available online for a quick estimate.

Ensure you meet the eligibility criteria before applying.

What Happens If I Miss an EMI payment on My Loan?

If you miss an EMI payment on your KIFS Housing Finance loan, you may face the following consequences:

• Late fee charges may apply.
• Negative impact on your credit score.
• Loan settlement may be affected.
• Interest may accrue.

Download the Shriram One App Now

Experience the ultimate convenience of managing all your bills, recharges and bookings on the go. Download the Shriram One App now either from the Play Store or App Store and simplify your life with hassle-free payments at your fingertips.