Jana Small Finance Bank Loan Repayment

At Shriram Finance, we make managing your Jana Small Finance Bank loan repayment seamless and hassle-free. With our fast, secure, and convenient BBPS services, you can easily access and manage all your loans, utility bills, recharges and subscriptions in one place. Experience the speed and ease of online payments with Shriram Finance.

About Jana Small Finance Bank

Jana Small Finance Bank is a dynamic financial institution committed to inclusive banking. With a strong focus on microfinance, it empowers underprivileged individuals and small businesses to avail loans and fund their dreams. Offering a range of banking services, Jana Small Finance Bank plays a pivotal role in financial inclusion and economic growth.

How Can I Pay My Jana Small Finance Bank Loan Repayment with Shriram Finance?

Here is a step-by-step guide to make your Jana Small Finance Bank Loan Repayment online with Shriram Finance:

• Visit the Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Choose the "Financial Services & Tax" category and select "Loan Repayment."
• Select "Jana Small Finance Bank"
• Enter the loan number and click "Proceed."
• Verify if your mobile number is correct and click "Continue."
• Enter the 6-digit OTP and click "Verify and Continue."
• Review your Jana Small Finance Bank loan EMI payment details and click "Pay."
• Choose a preferred payment method, enter the required details and complete the payment.

Why Choose Shriram Finance for My Jana Small Finance Bank Loan Repayment?

Choosing Shriram Finance for your Jana Small Finance Bank loan repayment offers several benefits:

Convenience: Shriram Finance provides a user-friendly and convenient platform for Jana Small Finance Bank loan repayment, making it easy to manage your financial obligations.

Quick and Easy: The process is streamlined, ensuring a hassle-free payment experience.

Access to Multiple Services: Shriram Finance offers additional financial services or products, allowing you to conveniently access various financial solutions in one place.

How to Download Jana Small Finance Bank Loan EMI Payment Receipts?

Shriram Finance offers two convenient options to download your EMI payment receipts:

New Users: After completing your Jana Small Finance Bank loan repayment, click the "Download Receipt" button.

Existing Users: If you are already a registered user, login to your Shriram Finance customer portal, visit your profile and access "Transaction History." Here, you can easily select the "Download Receipt" option.

Benefits of Using Shriram Finance for Jana Small Finance Bank Loan Repayment

Shriram Finance is a trusted platform for loan repayment that offers several advantages. Here are some of them:

Security: Shriram Finance prioritises the security of your financial transactions, ensuring that your Jana Small Finance EMI payment online is processed safely and securely.

User-friendly Interface: The platform offers a user-friendly interface, making it easy for you to navigate and complete your EMI payments with convenience.

All-in-One Platform: Shriram Finance provides access to a variety of financial services, allowing you to manage your Jana Small Finance EMI payment online.

Timely Reminders: You can expect timely reminders to pay your Jana Small Finance Bank's EMIs, helping you to stay on top of your payments and avoid late fees.

How to Check My Jana Small Finance Bank Loan Repayment History?

Shriram Finance offers two convenient options to check the payment history for your Jana Small Finance Bank loan repayment:

New Users

• After completing your Jana Small Finance Bank loan repayment, click the "View Transaction History" button.
• Sign up using your name, mobile number, e-mail ID, and mPIN.
• You will be redirected to the Shriram Finance customer portal.
• Visit your profile and click "Transaction History" to check the payment history of your loan repayment.

Existing Users

• If you are already a registered user, login to your Shriram Finance customer portal.
• Visit your profile and access "Transaction History" to check the payment history of your loan repayment.

List of Payment Methods Available for Jana Small Finance Bank Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Jana Small Finance Bank Loan Repayment Fails?

If your Jana Small Finance Bank loan repayment. fails, you need not worry. Choose from the below options:

Contact: Reach out to Jana Small Finance Bank or contact the bank through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt. Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can login to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click on "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to our customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Don’t Make My Jana Small Finance Bank Loan Repayment on Time?

If you don't pay your Loan Repayment on time, here are some potential consequences:

• Late Payment Charges: You may incur late payment charges, based on the specific terms and conditions of Jana Small Finance Bank.
• Discretionary Legal Action: In extreme cases where a significant amount remains unpaid for an extended period, Jana Small Finance Bank might, at its discretion, initiate legal proceedings.
• Negative impact on credit score: Failing to make timely loan repayments can lower your credit score, making it difficult to secure future credit or loans, as it signals a higher credit risk to lenders.

How to Check My Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check the payment status for your Jana Small Finance Bank loan repayment. Choose the one that applies to you and follow the specific steps:

New Users: Click the “View Transaction History” button after completing your Jana Small Finance Bank loan repayment online, Here, you must enter your name, e-mail address, mobile number, and mPIN to register. After successful registration, you will be redirected to the Shriram Finance customer portal. Go to your profile, click "Transaction History," and check the status of your most recent loan repayment.

Existing Users: Go to your profile on the Shriram Finance customer portal, click "Transaction History," and check the status of your most recent loan repayment.

Know the Types of Loans Provided by Jana Small Finance Bank

Jana Small Finance Bank offers various types of loans including:

Business Loans: Tailored to support the financial requirements of entrepreneurs and small businesses.

Gold Loans: Secured loans against gold assets, offering quick access to funds.

Housing Loans: Helping individuals realise their dream of owning a home with housing finance options.

Two-Wheeler Loans: Providing easy financing for purchasing two-wheeler vehicles.

Agricultural Loans: Designed to assist farmers and rural communities with agricultural and allied activities.

How to Calculate Jana Small Finance Bank Loan Repayments?

To calculate Jana Small Finance Bank loan repayment online, follow these steps:

• Access a reliable online loan calculator, which can be found on various financial websites or mobile apps.
• Enter the loan amount you wish to borrow.
• Input the interest rate associated with the loan.
• Specify the loan term or the number of months you'll be repaying the loan.
• Click the "Calculate" or "Get Results" button.

Ensure you meet the eligibility criteria before applying for a loan.

What Happens If I Miss a Jana Small Finance Bank Loan EMI Payment?

If you miss an EMI payment on your Jana Small Finance Bank loan repayment, you may face the following consequences:

1. Late fee charges may apply.
2. Negative impact on your credit score.
3. Loan settlement may be affected.
4. Interest may accrue.

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Experience the ultimate convenience of managing all your bills, recharges and bookings on the go! Download the Shriram One App either from the Play Store or App Store and simplify your life with hassle-free payments at your fingertips.