Janakalyan Financial Services Private Limited Loan Repayment

At Shriram Finance we provide a seamless way to manage your Janakalyan Financial Services loan repayment. With our Bharat Bill Payment System (BBPS) services, you can now handle all aspects of your loan repayment quickly, securely, and conveniently. Additionally, experience the ease and speed of managing various other bills, recharges, subscriptions and deposit plans with Shriram Finance.

About Janakalyan Financial Services Private Limited

Janakalyan Financial Services Private Limited was established with the objective to provide microfinance services to micro/small businessmen and the urban and rural poor in society. This way, underserved geographies of India can be transformed through economic opportunities that create employment opportunities for sustainable incomes. Some of the key services from the company includes microfinance, lending, and savings, driving economic growth and social development in the communities it serves.

How to Pay My Janakalyan Financial Services Loan Repayment with Shriram Finance?

Here is a step-by-step guide to make your Janakalyan Financial Services Loan Repayment online with Shriram Finance:

• Visit the Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Choose the "Financial Services & Tax" category and select "Loan Repayment."
• Select "Janakalyan Financial Services Private Limited"
• Enter the loan number and click "Proceed."
• Verify if your mobile number is correct and click "Continue."
• Enter the 6-digit OTP and click "Verify and Continue."
• Review your loan EMI payment details and click "Pay."
• Choose a preferred payment method, enter the required details and complete the payment.

Why Choose Shriram Finance for Janakalyan Financial Services Loan Repayment?

Choosing Shriram Finance for Janakalyan Financial Services loan repayment offers several benefits:

Convenience: Shriram Finance provides a user-friendly and convenient platform for Janakalyan Financial Services loan repayment, making it easy to manage your financial obligations.

Quick and Easy: The process is streamlined, ensuring a hassle-free EMI payment experience.

Access to Multiple Services: Shriram Finance offers additional financial services or products, allowing you to conveniently access various financial solutions in one place.

How to Download Janakalyan Financial Services Loan EMI Payment Receipts?

Shriram Finance offers two convenient options for downloading your loan payment receipt online:

New Users: After completing your Janakalyan Financial Services loan repayment, click the "Download Receipt" button.

Existing Users: If you are already a registered user, login to your Shriram Finance customer portal, visit your profile and access "Transaction History." Here, you can easily select the "Download Receipt" option.

Benefits of Using Shriram Finance for Janakalyan Financial Services Loan Repayment

Shriram Finance is a trusted platform for loan repayment that offers several advantages. Here are some of them:

Security: Shriram Finance prioritises the security of your financial transactions, ensuring that your Janakalyan loan EMI payments online are processed safely and securely.

User-Friendly Interface: The platform offers a user-friendly interface, making it easy for you to navigate and complete your EMI payments with convenience.

All-in-One Platform: Shriram Finance provides access to a variety of financial services, allowing you to manage your Janakalyan loan EMI payment online and other financial needs in one place.

Timely Reminders: You can expect timely reminders to pay Janakalyan Financial Service EMIs, helping you to stay on top of your payments and avoid late fees.

How to Check My Janakalyan Financial Services Loan Repayment History?

Shriram Finance offers two convenient options to check the payment history for Janakalyan Financial Services loan repayment:

New Users

• After completing your Janakalyan Financial Services loan repayment click the "View Transaction History" button.
• Sign up using your name, mobile number, e-mail ID, and mPIN.
• You will be redirected to the Shriram Finance Customer Portal.
• Visit your profile, and then click "Transaction History" to check your payment history.

Existing Users

• If you are already a registered user, login to your Shriram Finance customer portal.
• Visit your profile and access "Transaction History" to check your payment history.

List of Payment Methods Available for Janakalyan Financial Services Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Janakalyan Financial Services Loan Repayment Fails?

If your Janakalyan Financial Services loan repayment fails, you need not worry. Choose from the below options:

Contact: Reach out to the service provider or the bank through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt.

Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can login to your Shriram Finance customer portal and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click on "Need Help," provide the necessary details, and click "Submit."

Customer Support: Reach out to our customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Don’t Pay My Janakalyan Financial Services Loan Repayment on Time?

If you don't pay your Loan Repayment on time, here are some potential consequences:

• Late Payment Charges: You may incur late payment charges, based on the specific terms and conditions of Janakalyan Financial Services.
• Discretionary Legal Action: In extreme cases where a significant amount remains unpaid for an extended period, Janakalyan Financial Services might, at its discretion, initiate legal proceedings.
• Negative impact on credit score: Failing to make timely loan repayments can lower your credit score, making it difficult to secure future credit or loans, as it signals a higher credit risk to lenders.

How to Check My Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your payment status for Janakalyan Financial Services loan repayment. Choose the one that applies to you and follow the specific steps:

New Users: Click on the “View Transaction History” button after completing your Janakalyan Financial Services loan repayment online, Here, you must enter your name, e-mail address, mobile number, and mPIN to register. After successful registration, you will be redirected to the Shriram Finance customer portal. Go to your profile, click on "Transaction History," and check the status of your most recent loan repayment.

Existing Users: Go to your profile on the Shriram Finance customer portal, click on "Transaction History," and check the status of your most recent loan repayment.

Know the Types of Loans Provided by Janakalyan Financial Services Private Limited

Janakalyan Financial Services offers:

Microfinance Loans: Small loans provided to low-income individuals and groups for income-generating activities.

How Can I Calculate Janakalyan Financial Services Loan Repayments?

To calculate Janakalyan Financial Services loan repayment online, follow these steps:

• Access a reliable online loan calculator, which can be found on various financial websites or mobile apps.
• Enter the loan amount you wish to borrow.
• Input the interest rate associated with the loan.
• Specify the loan term or the number of months you'll be repaying the loan.
• Click the "Calculate" or "Get Results" button.
• The online calculator will provide you with your monthly loan repayment amount, as well as the total amount you'll repay over the loan term.

Ensure you meet the eligibility criteria before applying for the loan.

What Happens If I Miss an EMI Payment on My Loan?

Missing a Janakalyan Financial Services loan repayment on your loan can have various consequences:

1. Late fee charges may apply.
2. Negative impact on your credit score.
3. Loan settlement may be affected.
4. Interest may accrue.

Download the Shriram One App now

Experience the ultimate convenience of managing all your bills, recharges and bookings on the go. Download the Shriram One App either from the Play Store or the App Store and simplify your life with hassle-free payments at your fingertips.