Dhani Loan & Services Ltd Loan Repayment

At Shriram Finance, we provide a seamless way to manage your Dhani loan repayment online. With our Bharat Bill Payment System (BBPS) services, you can now handle all aspects of your loan repayment quickly, securely, and conveniently.

About Dhani Loan and Services Ltd

Dhani Loan and Services Ltd is a leading financial institution, known for its commitment to customer-centric solutions. Dhani Loan and Services Ltd is a leading non-banking financial company (NBFC) in India.

How to Manage My Dhani Loan Repayment Online at Shriram Finance?

Here is a step-by-step guide to making quick Dhani loan repayments online with Shriram Finance:

• Visit the Shriram Finance website.
• Click "Pay Online" on the main menu and choose "Bill Payments and Services."
• Select "Dhani Loan and Services" under the category "Loan Repayment."
• Enter the loan number and click "Proceed."
• Verify if the mobile number is correct and click "Continue."
• Enter the 6-digit OTP and click "Verify and Continue."
• Review your Dhani loan repayment online EMI Payment details and click "Pay."
• Choose a preferred payment method, enter the required details and complete the payment.

By following these steps, you can efficiently repay your loan through Shriram Finance.

Why Should I Choose Shriram Finance for My Dhani Loan Repayment Online?

Choosing Shriram Finance for Dhani loan repayment online provides these benefits:

Convenience: Shriram Finance provides a user-friendly and convenient platform for Dhani loan repayment online, making it easy to manage your financial obligations.

Quick and Easy: The process is streamlined, ensuring a hassle-free Dhani loan quick-pay experience.

Access to Multiple Services: Shriram Finance may offer additional financial services or products, allowing you to conveniently access various financial solutions in one place.

Reward Points: Some Shriram Finance programs may offer reward points or loyalty benefits, providing you with incentives for responsible financial management.

How to Download the Payment Receipt on Shriram Finance for My Dhani Loan Repayment?

Shriram Finance offers two convenient options to download the payment receipt for your Dhani loan EMI Payment online:

New Users: After completing your Dhani loan repayment online, click the 'Download Receipt' button.

Existing Users: If you are already a registered user, log in to your Shriram Finance customer portal, visit your profile and access "Transaction History." Here, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for My Dhani Loan Repayment Online

When it comes to Dhani loan repayment online, using Shriram Finance as your platform offers several significant benefits along with viewing your Dhani Loan and Services Ltd loan repayment statement and more mentioned below:

Security: Shriram Finance prioritizes the security of your financial transactions, ensuring that your Dhani Loan and Services EMI payment online is processed safely and securely.

User-Friendly Interface: The platform offers a user-friendly interface, making it easy for you to navigate and complete your EMI payments with convenience.

All-in-One Platform: Shriram Finance may provide access to a variety of financial services, allowing you to manage your Dhani Loan and Services EMI payment online and other financial needs in one place.

Timely Reminders: You can expect timely reminders to pay your Dhani loan EMIs, helping you stay on top of your payments and avoid late fees.

How Can I Check the Payment History for My Dhani Loan Repayment on Shriram Finance?

Shriram Finance offers two convenient options to check the payment history for your Dhani Loan and Services loan repayment:

New User

After completing your Dhani loan repayment online, click the "View Transaction History" button.

Sign up using your name, mobile number, e-mail ID, and mPIN.

You will be redirected to the Shriram Finance customer portal.

Visit your profile and click "Transaction History" to check the payment history for your Dhani loan repayment online.

Existing Users: If you are already a registered user, log in to your Shriram Finance customer portal, visit your profile and access "Transaction History" to check the payment history for your Dhani loan repayment online.

List of Payment Methods Available on Shriram Finance for My Dhani Loan Repayment

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What happens if my online Dhani loan repayment fails?

If your Dhani loan repayment online, fails, you need not worry. Choose from the below options:

Contact: Reach out to Dhani Loan and Services or contact the bank through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt. Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can log in to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to our customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Do Not Pay My Dhani Loan Repayment on Time?

Failing to pay your Dhani Loan Repayment online on time can result in consequences that may negatively impact your credit scores:

Negative Impact on Credit Score: One of the most significant consequences is that your credit score can be negatively affected. Late or missed payments are reported to credit bureaus, which can lower your credit score. So it’s important to ensure that your Dhani Loan & Services limited loan repayment schedule is in sync.

How To Check the Payment Status on Shriram Finance for My Dhani Loan Repayment?

Shriram Finance offers two convenient options to check the payment status for your Dhani Loan and Services loan repayment.

New Users: Click the “View Transaction History” button after completing your Dhani Loan and Services loan repayment online, Here, you must enter your name, e-mail address, mobile number, and MPIN to register. After successful registration, you will reach the Shriram Finance customer portal. Having accessed your profile, click "Transaction History," to examine the status of your most recent loan repayments to Dhani Loan and Services.

Existing Users: Go to your profile on the Shriram Finance customer portal, click "Transaction History," and check the status of your most recent loan repayments to Dhani Loan and Services.

Know the Types of Loans Provided By Dhani Loan & Services Ltd

Dhani Loan and Services offers various types of loans, including:

Instant Personal Loans: These quick loans allow you to borrow up to ₹50,000, with a repayment period of up to 3 months.

Personal Loans for Home Improvement: Dhani personal loans help fund home renovation projects, with a borrowing limit of up to ₹5 lakhs and a repayment period of up to 60 months.

Personal Loans for Medical Expenses: Designed to cover medical costs, offering up to ₹5 lakhs with a repayment term of up to 60 months.

Personal Loans for Education Expenses: Tailored for educational needs, allowing you to borrow up to ₹5 lakhs, with a repayment tenure of up to 60 months.

Business Loans for Working Capital: Support your business with working capital loans, available up to ₹1 crore, with a repayment period of up to 36 months.

Business Loans for Business Expansion: Facilitating business growth, these loans can be availed of up to ₹1 crore, with a repayment tenure of up to 60 months.

How to Calculate Dhani Loan Repayment Online?

To calculate Dhani loan repayment online, follow these steps:

• Access any reliable loan calculator online.
• Enter the loan amount.
• Choose the loan tenure.
• Input the interest rate.
• The loan calculator will provide you with an EMI (Equated Monthly Instalment) amount.

Ensure you meet the eligibility criteria before applying for the loan.

What Happens if I Miss an EMI Payment on My Loan?

Missing a Dhani loan repayment online on your loan can have various consequences:

Late Payment Fee: When you do not make an EMI payment on time, Dhani Loan and Services will add a late fee, which is extra money on your regular EMI.

Credit Score Impact: Your credit score shows how trustworthy you are with credit. Missing payments can lower your score, making it tougher to get credit cards, loans, or mortgages later.

Legal Consequences: If you keep missing payments and become a defaulter, the bank might take legal action against you.

Interest Keeps Adding: Not paying your EMI does not stop the interest from piling up. Unpaid interest grows, meaning you'll owe more in the long term.

Future Loan Challenges: Missed payments can hurt your credit score and make it harder to get loans in the future. If you do get approved, they might come with higher interest rates.

Download the Shriram One App Now

Experience the ultimate convenience of managing all your bills, recharges and bookings on the go. Download the Shriram One App either from the Play Store or App Store and simplify your life with hassle-free payments at your fingertips.