Clix Loan Repayment

Shriram Finance not only streamlines loan processes but also provides an integrated platform, leveraging the Bharat Bill Payment System (BBPS) for easy and secure bill payments. This approach ensures that customers can efficiently manage their finances, besides benefiting from the comprehensive services.

About Clix Capital

Clix Capital is a non-banking financial company (NBFC) that provides a wide range of financial products and services to individuals and businesses in India. The company was founded in 2015 with the mission of making finance accessible and affordable for all. Clix Capital offers a variety of products and services, including personal loans, business loans, loans against property, and healthcare equipment finance.

How Can I Manage My Clix Capital Loan Repayment at Shriram Finance?

Here is a step-by-step guide to making quick payments for Clix loan EMI (equated monthly instalments) online with Shriram Finance:

• Visit the Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Under "Financial Services & Tax" category select "Loan Repayment."
• Select "Clix Capital" - Enter the loan number and click on "Proceed.”
• Verify if the mobile number is correct and click "Continue."
• Enter the 6-digit OTP (one-time password) and click "Verify and Continue."
• Review your Clix loan EMI payment details and click "Pay."
• Choose a preferred payment method, enter the required details, and complete the payment.

Following these steps, you can understand how to repay Clix loan efficiently through Shriram Finance.

Why Should I Choose Shriram Finance for My Clix Capital Loan Repayment?

Choosing Shriram Finance for Clix Capital loan repayment comes with several benefits:

Convenience: Shriram Finance provides a user-friendly and convenient platform for Clix Capital loan repayment, making it easy to manage your financial obligations.

Quick and Easy: The process is streamlined, ensuring a quick and hassle-free loan repayment experience. You just have to fill out the Clix repayment form.

Access to Multiple Services: Shriram Finance may offer additional financial services or products, allowing you to conveniently access various financial solutions in one place.

Reward Points: Some Shriram Finance programs offer reward points or loyalty benefits, providing you with incentives for responsible financial management.

How Can I Download the Payment Receipts Online on Shriram Finance for My Clix Capital Loan EMI Payments?

Shriram Finance offers two convenient Loan EMI payment options for Clix Statement Download online:

New Users: After completing your Clix Capital loan repayment, click the "Download Receipt" button.

Existing Users: If you are already a registered user, log in to your Shriram Finance customer portal, visit your profile and access "Transaction History." Here, you can easily select the "Download Receipt" option.

Benefits of Using Shriram Finance for Clix Capital Loan Repayment

When it comes to Clix Loan Bill Payment, using Shriram Finance as your platform offers several significant benefits:

Security: Shriram Finance prioritises the security of your financial transactions, ensuring that your Clix loan repayments online are processed safely and securely.

User-Friendly Interface: The platform offers a user-friendly interface, making it easy for you to navigate and complete your EMI payments with convenience.

All-in-One Platform: Shriram Finance may provide access to various financial services, allowing you to manage your Clix Capital loan repayments and other financial needs in one place.

Timely Reminders: You can expect timely reminders to pay Clix Capital loan EMIs online before due dates, helping you stay on top of your payments and avoid late fees.

How Can I Check the Transaction History for My Clix Capital Loan Repayments?

Shriram Finance offers two convenient options to check the transaction history for your Clix Capital loan repayments. Choose the one that applies to you:

New Users

• After completing your Clix Capital loan repayment, click the "View Transaction History" button.
• Sign up using your name, mobile number, e-mail ID, and mPIN.
• You will be redirected to the Shriram Finance customer portal.
• Visit your profile and click "Transaction History" to check the transaction history for your Clix Capital loan repayments.

Existing Users

• If you are already a registered user, log in to your Shriram Finance customer portal.
• Visit your profile and access "Transaction History" to check the transaction history for your Clix Capital loan repayments.

List of Payment Methods Available on Shriram Finance for My Clix Capital Loan Repayments

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Clix Capital Loan Repayment Fails?

If your Clix Capital loan repayment fails, you need not worry. Choose from the below options:

Contact the service: If your Loan Bill Payment fails, promptly call the Clix Loan Repayment Contact Number. Connect with the service provider or the bank to inquire about the issue and explore possible resolution options.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt. Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can log in to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to our customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Do Not Pay My Clix Loan Repayment on Time?

Failing to pay Clix Capital loan EMIs online on time can result in consequences that may negatively impact your credit score:

Negative Impact on Credit Score: One of the most significant consequences is that your credit score can be negatively affected. Late or missed payments are reported to credit bureaus, which can lower your credit score. A lower credit score can make it more challenging to secure instant loans or credit in the future and may result in higher interest rates on any credit you obtain.

How Can I Check the Payment Status on Shriram Finance for My Clix Capital Loan Repayments? 

Shriram Finance offers two convenient options to check your Clix Repayment Status:

New Users: After completing your Clix Capital loan repayment, click the "View Transaction History" button. You will need to sign up using your name, mobile number, e-mail ID, and mPIN. You will be reach the Shriram Finance customer portal. Visit your profile and click "Transaction History" to view the status of your most recent loan repayments for Clix Capital.

Existing Users: If you are a registered user, sign in to your Shriram Finance customer portal. Visit your profile and access "Transaction History" to view the status of your most recent loan repayments for Clix Capital.

Know the Types of Loans Provided By Clix

Clix Capital offers a variety of loans to meet the needs of different types of borrowers. These include:

Personal Loans: These loans, starting with an interest rate of 11.99% per annum, cater to various personal needs like debt consolidation or home renovation. Borrowers can access amounts up to ₹5 lakhs.

Business Loans: Tailored for business requirements such as working capital or equipment financing, Clix Capital offers business loans starting at an interest rate of 13.99% per annum. You can secure a loan of up to ₹50 lakhs.

Loan Against Property (LAP) Loans: Secured against residential or commercial property, LAP loans from Clix Capital start with an interest rate of 14.99% per annum. You can access loan amounts up to ₹1 crore.

Healthcare Equipment Finance: Specifically designed for healthcare professionals and institutions, this offering facilitates the purchase of medical equipment with flexible repayment terms and competitive interest rates.

School Financing: Clix Capital extends financing support to schools and educational institutions to meet their infrastructure and operational requirements. The company offers attractive repayment terms and competitive interest rates for this purpose.

How Can I Calculate My Clix Capital Loan Repayments?

To calculate Clix Capital loan repayments online, follow these steps:

• Access Clix Capital's website or app.
• Enter the loan amount.
• Choose the loan tenure.
• Input the interest rate.
• Clix Capital will provide you with a loan EMI amount.
• You can also use the online EMI calculator for a quick estimate. 
  Ensure you meet the eligibility criteria before applying for a loan.

What Happens if I Miss an EMI Payment on My Loan?

Missing a Clix Capital loan repayment can have various consequences:

Late Payment Fee: When you do not make an EMI payment on time, the bank will add a late fee, which is extra money on your regular EMI.

Credit Score Impact: Your credit score shows your trustworthiness with credit. Missing payments can lower your score, making it tougher to get credit cards, loans, or mortgages later.

Legal Consequences: If you keep missing payments and become a defaulter, the bank might take legal action against you.

Interest Keeps Adding: Not paying your EMI does not stop the interest from piling up. Unpaid interest grows, meaning you will owe more in the long term.

Future Loan Challenges: Missed payments can damage your credit and make it harder to get loans in the future. If you do get approved, they come with higher interest rates.

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