ARTH Loan Repayment

ARTH Private Limited is a credit company offering various financial solutions. Shriram Finance streamlines loan processes and provides an integrated platform, leveraging the Bharat Bill Payment System (BBPS) for easy and secure bill payments. This approach ensures that customers can efficiently manage their finances and benefit from comprehensive services.

About ARTH

ARTH is an impact-led Fintech company that provides access to financial and livelihood services to micro-entrepreneurs in India. The company was founded in 2018 to make financial services accessible to everyone, especially the underserved. ARTH offers a variety of products and services, including micro-loans, digital financial literacy training, and business mentorship. The company has a strong track record of empowering women and enabling them to achieve financial independence.

How to Pay My ARTH Loan Repayment with Shriram Finance?

Here is a step-by-step guide to pay ARTH Loan EMIs Online with Shriram Finance:

1. Visit the Shriram Finance website.
2. Navigate to the main menu and click on "Payments," then opt for "BBPS."
3. Under "Financial Services & Tax" category select "Loan Repayment."
4. Select "ARTH" - Loan Type" Enter the Loan Number and click "Proceed."
5. Verify the mobile number and click "Continue."
6. Enter the 6-digit OTP and click "Verify and Continue."
7. Review your ARTH Loan EMI Payment online details and click "Pay."
8. Choose a preferred payment method, enter the required Loan Details and complete the payment.

Why Choose Shriram Finance for My ARTH Loan Repayment?

Choosing Shriram Finance for ARTH Loan Repayment offers several benefits:

1. Convenience: Shriram Finance provides a user-friendly and convenient platform for ARTH Loan payment, making it easy to manage your financial obligations.
2. Quick and Easy: The process is streamlined, ensuring a hassle-free, quick-pay experience.
3. Access to Multiple Services: Shriram Finance offers additional financial services or products, allowing you to access various financial solutions conveniently in one place.

How to Download My ARTH Loan Repayment Receipts Online?

Shriram Finance offers two convenient options to download your ARTH loan statements online:

1. New Users: After completing your ARTH Loan Repayment, click the 'Download Receipt' button.
2. Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History.' From there, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for ARTH Loan Repayment

When it comes to ARTH Loan Bill Payment, using Shriram Finance as your platform offers several significant benefits:

1. Security: Shriram Finance ensures the security of your premium payment, processing your ARTH EMI Payments online safely and securely.
2. User-Friendly Interface: The platform offers a user-friendly interface, making it easy to navigate and complete your EMI payments conveniently.
3. All-in-One Platform: Shriram Finance may provide access to various financial services, allowing you to manage your ARTH Loan EMI Payment and other financial needs in one place.
4. Timely Reminders: You can expect timely reminders to Pay EMI Overdue Loan Payments before the due dates, helping you to stay on top of your payments and avoid late fees.

How to Check My ARTH Loan Repayment History?

Shriram Finance offers two convenient options to check your ARTH Loan Repayment history:

New Users:

a) After completing your ARTH Loan Repayment, click the 'View Transaction History' button.

b) Sign up with your Name, Mobile Number, Email ID, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile and click 'Transaction History' to check your ARTH Loan Repayment history.

Existing Users: If you are already a registered user, login to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History' to check your ARTH Loan Repayment history.

List of Payment Methods Available for ARTH Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My ARTH Loan Repayment Fails?

If your ARTH loan repayment fails, you need not worry. Choose from the below options:

Contact: Reach out to the bank or the service provider through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt.

Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can login to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter, visit the "My Profile" section to "Raise a Request.
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click on "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to ARTH customer care our or customer support team for assistance with your loan documents, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Don't Pay My ARTH Loan Repayment on Time?

Failing to Pay ARTH EMI on time can result in consequences that may negatively impact one's credit score. Credit bureaus report late or missed payments, potentially lowering your credit score. A lower credit score can make it more challenging to secure instant loans or credit in the future and may result in higher interest rates on any credit you obtain.

You may incur late payment charges, based on the specific terms and conditions of ARTH Private Limited.

In extreme cases where a significant amount remains unpaid for an extended period, ARTH Private Limited might, at its discretion, initiate legal proceedings.

How to Check My ARTH Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your ARTH Loan Repayment Status:

New Users:

a) Click the "View Transaction History" button after completing your ARTH Loan EMI Payment online.

b) Register using a name, mobile number, e-mail address, and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Visit your profile, select "Transaction History," and check the status of your most recent ARTH Loan Repayment.

Existing Users: If you have already signed up, login to Shriram Finance Customer Portal, select your profile, and then access "Transaction History" to see the status of your most recent ARTH Loan Repayment.

Know the Types of Loans Provided by ARTH

ARTH offers Microfinance loans to women and self-employed individuals in rural and semi-urban areas. These loans are typically small-value loans used for business or income-generation purposes.

How to Calculate ARTH Loan Repayment?

To calculate ARTH Loan Repayment online, follow these steps:

1. Access any reliable EMI calculator available online.
2. Enter the loan EMI amount.
3. Choose the loan tenure.
4. Input the interest rate.
5. The calculator will provide you with the EMI amount.

Ensure you meet the eligibility criteria before applying online.

What Happens If I Miss an EMI Payment on My Loan?

If you miss an EMI payment on your loan, you may face the following consequences:

• Late fee charges may apply.
• Negative impact on your credit score.
• Loan settlement may be affected.
• Interest may accrue.

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