Aptus Value Housing Finance India Limited Loan Repayment

At Shriram Finance, we offer a seamless solution for handling your Aptus Value Housing Finance loan repayments. Utilise our Bharat Bill Payment System (BBPS) service for quick, secure, and convenient management of all loan-related tasks. Additionally, discover the ease and speed of handling various bills, recharges, subscriptions, and deposit plans with Shriram Finance.

About Aptus Value Housing Finance

Aptus Value Housing Finance India Limited (AVHFIL) is a non-banking financial company (NBFC) that provides home loans to low- and middle-income families in semi-urban and rural areas of India. AVHFIL is committed to providing its customers quick and hassle-free loan processing experience. The company also offers competitive interest rates and flexible repayment options.

How to Pay My Aptus Value Housing Finance Loan Repayment with Shriram Finance?

Here is a step-by-step guide to make Aptus Value Housing Finance Loan repayment online with Shriram Finance:

1. Visit the Shriram Finance website.
2. Navigate to the main menu and click on "Payments," then opt for "BBPS."
3. Under "Financial Services & Tax" category select "Loan Repayment."
4. Select "Aptus Value Housing Finance” - Enter the loan number and click on "Proceed.”
5. Verify the mobile number and click "Continue."
6. Enter the 6-digit OTP and click "Verify and Continue."
7. Review your Aptus Value Housing Finance Loan EMI Payment online details and click on "Pay."
8. Choose a preferred payment method, enter the required Loan Details and complete the payment.

Following these steps, you can efficiently repay your loan through Shriram Finance.

Why Choose Shriram Finance Aptus Value Housing Finance Loan Repayment?

Choosing Shriram Finance for the Aptus Value Housing Finance Loan Repayment plan offers several benefits:

1. Convenience: Shriram Finance provides a user-friendly and convenient platform for Aptus Value Housing Finance Loan Repayment, making it easy to manage your financial obligations.
2. Quick and Easy: The streamlined process ensures a quick and hassle-free experience for Aptus Value Housing Finance quick-pay. You need essential bank documents. You can access the processing fee, keep a repayment track, view Loan Details and Loan amount, check Aptus Value Housing Finance Loan repayment status, and much more, all in one place.
3. Access to Multiple Services: Shriram Finance may offer additional financial services or products, allowing you to conveniently access various financial solutions in one place.
4. Reward Points: Earn reward points on your Aptus Value Housing Finance Loan Repayment with Shriram Finance, which can be redeemed against other bill payments.

How to Download My Aptus Value Housing Finance Loan EMI Payment Receipt?

Shriram Finance offers two convenient Loan EMI payment options for Aptus Value Housing Finance Loan Statement Download online:

1. New Users: After completing your Aptus Value Housing Finance Loan payment, click the 'Download Receipt' button.
2. Existing Users: If you are already a registered user, log in to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History.' From there, you can easily select the 'Download Receipt' option.

Benefits of using Shriram Finance for Aptus Value Housing Finance Loan Repayment

When it comes to Aptus Value Housing Finance Loan Bill Payment, using Shriram Finance as your platform offers several significant benefits:

1. Security: Shriram Finance ensures the security of your Premium Payment, processing your Aptus Value Housing Finance EMI Payments online safely and securely.
2. User-Friendly Interface: The platform offers a user-friendly interface, making it easy to navigate and complete your EMI payments conveniently.
3. All-in-One Platform: Shriram Finance may provide access to various financial services, allowing you to manage your Aptus Value Housing Finance Loan EMI Payment and other financial needs in one place.
4. Timely Reminders: You can expect timely reminders to Pay EMI Overdue Loan Payments online before due dates, helping you stay on top of your payments and avoid late fees.

How to Check My Aptus Value Housing Finance Loan Repayment History?

Shriram Finance offers two convenient Aptus Value Housing Finance Loan Repayment options to check your history:

New Users:

a) After completing your Aptus Value Housing Finance Loan Repayment, click the 'View Transaction History' button.

b) Sign up with your Name, Mobile Number, Email ID, and mPIN.

c) You will be redirected to the Shriram Finance customer portal.

d) Go to your profile and click 'Transaction History' to check your Aptus Value Housing Finance Loan Repayment history.

Existing Users: If you are already a registered user, log in to your Shriram Finance Customer Portal, go to your profile, and then access 'Transaction History' to check your Aptus Value Housing Finance Loan Repayment history.

List of Payment Methods Available for Aptus Value Housing Finance Loan Repayment on Shriram Finance

Shriram Finance offers convenient online payment options, including debit cards, net banking and much more. For added flexibility, you can also raise collect requests.

What If My Aptus Value Housing Finance Loan Repayment Fails?

Contact the service: If your Loan Bill Payment fails, promptly call the Aptus Value Housing Finance Loan Repayment Contact Number, the service provider or the bank to inquire about the issue and explore possible resolution options.

Raise the request: If your EMI calculating Aptus Value Housing Finance Loan Repayments fails after completing payment, you can raise a request from the same page using the Raise a Request link provided in the receipt.

Alternatively,

• If you are an existing user, log in to your Shriram Finance Customer Portal, visit the My Profile section, and then Raise a Request.
• If you are a new user, sign up using your Name, Mobile Number, Email ID, and mPIN. Then, visit the My Profile section to Raise a Request.
• If you want to raise a request for a specific transaction, you can navigate to "Transaction History" and choose the specific transaction, click on the "Need Help" button to provide the necessary details of failure and click "Submit".

Customer Support: Reach out to our customer support team for assistance, as they can guide you through the troubleshooting process and help you resolve any billing issues you encounter.

What Happens If I Don't Pay My Aptus Value Housing Finance Loan Repayment Bill On Time?

Failing to Pay Aptus Value Housing Finance EMI on time can result in consequences that may negatively impact one's credit score:

Negative Impact on Credit Score: One of the most significant consequences is that your credit score can be negatively affected. Credit bureaus report late or missed payments, potentially lowering your credit score. A lower credit score can make it more challenging to secure instant loans or credit in the future and may result in higher interest rates.

How to Check My Aptus Value Housing Finance Loan Repayment Status on Shriram Finance?

Shriram Finance offers two convenient options to check your Aptus Value Housing Finance Loan Repayment Status:

New Users:

a) Click the "View Transaction History" button after finishing your Aptus Value Housing Finance Loan EMI Payment online.

b) Register using a name, mobile number, email address, and MPIN.

c) You will be redirected to the Shriram Finance customer portal.

d) Visit your profile, select "Transaction History," and check the progress of your most recent Aptus Value Housing Finance Loan Repayment.

Existing Users: If you have already signed up, log in to the Shriram Finance Customer Portal, select your profile, and then access "Transaction History" to see the status of your most recent Pay Aptus Value Housing Finance Loan EMI Online.

Know The Types of Loans Provided by Aptus Value Housing Finance

Aptus Value Housing Finance India Limited provides a variety of loans to meet the housing needs of its customers, including:

• Home Purchase Loans: Aptus offers home purchase loans to purchase new or used homes. Home purchase loans from Aptus come with interest rates starting at 8.75% p.a.
• Home Construction Loans: Aptus offers home construction loans to help customers build their dream homes. Home construction loans from Aptus come with interest rates starting at 9.25% p.a.
• Home Improvement Loans: Aptus offers home improvement loans to help customers renovate their homes. Home improvement loans from Aptus come with interest rates starting at 9.75% p.a.
• Loan Against Property (LAP) Loans: LAP loans are secured loans against residential or commercial property. Aptus offers LAP loans with interest rates starting at 10.25% p.a.
• Plot Purchase Loans: Aptus offers plot purchase loans to help customers purchase land to build their homes. Plot purchase loans from Aptus come with interest rates starting at 10.75% p.a.

How to Calculate Aptus Value Housing Finance Loan Repayments?

To calculate Aptus Value Housing Finance Loan Repayments online, follow these steps:

1. Access Aptus Value Housing Finance's website.
2. Enter the loan EMI amount.
3. Choose the loan tenure.
4. Input the interest rate.
5. Aptus Value Housing Finance will provide you with a loan with the EMI (Equated Monthly Instalment) amount.

What happens if I miss an EMI payment on my loan?

Missing to Pay Aptus Value Housing Finance EMI on your loan can have various consequences:

1. Late Payment Fee: When you don't make an EMI payment on time, the bank will add a late Processing fee, which is extra money on your regular EMI.
2. Credit Score Impact: Your credit score shows your trustworthiness with credit. Missing payments can lower your score, making it more challenging to get Aptus Value Housing Finance Loan repayment numbers, credit cards or mortgages later.
3. Legal Consequences: If you keep missing payments and become a chronic defaulter, the bank might take legal action against you.
4. Interest Keeps Adding: Not paying your EMI doesn't stop the interest from piling up. Unpaid interest grows, meaning you will owe more in the long term.
5. Future Loan Challenges: Missed payments can damage your credit and make it harder to get loans in the future. If you do get approved, they come with higher interest rates.

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