SBI Card Credit Card

Shriram Finance offers a hassle-free way to manage your SBI credit card bill payments. With the seamless and secure BBPS services, you can easily access and pay credit card bills. Experience the convenience of managing your SBI credit card bill payments with just a few clicks.

About State Bank of India

State Bank of India (SBI) is one of the largest banks in India, offering various financial services including credit cards, loans and savings accounts. The SBI credit card payment rules are clear and transparent, ensuring a hassle-free experience for users.

How to Pay My SBI Credit Card Bill Payment on Shriram Finance?

Wondering how SBI credit card bill payment is possible online with Shriram Finance? Here is a step-by-step guide:

• Visit Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Choose the "Financial Services & Tax" category and select "Credit Card Bill Payment."
• Choose 'SBI Card'
• Enter your credit card account number and click 'Proceed.'
• Verify that your mobile number is correct and click 'Continue.'
• Enter the 6-digit OTP and click 'Verify and Continue.'
• Review your SBI credit card bill details and click 'Pay.'
• Choose your preferred payment method, enter the required details and complete the payment.

Why Should I Choose Shriram Finance for My SBI Credit Card Bill Payment?

Shriram Finance offers quick and easy SBI credit card payment services. Here are a few advantages it offers:

Convenience: With Shriram Finance, you can conveniently manage all your credit card payments in one place, saving you time and effort.

Quick and Easy: The user-friendly interface makes managing your bank credit card bill online quick and easy.

Access to Multiple Services: Apart from credit card bill payments, Shriram Finance provides access to various other services like mobile recharge, utility bill payments, and more.

Reward Points: As a Shriram Finance customer, you may be eligible for exclusive reward points on your credit card bill payments.

How Can I Download the Payment Receipts Online on Shriram Finance for My SBI Credit Card Bill Payment?

Shriram Finance provides two convenient options to download your SBI credit card bill payment receipts online:

New Users: After completing your SBI credit card bill payment, click the 'Download Receipt' button.

Existing Users: If you are already a registered user, log in to your Shriram Finance customer portal visit your profile and access the 'Transaction History.' Here, you can easily select the 'Download Receipt' option.

Benefits of Using Shriram Finance for SBI Credit Card Bill Payment

Shriram Finance offers several benefits for SBI credit card online payment. Here are a few of them:

Security: Shriram Finance ensures the security of your online transactions, providing a safe platform for your credit card bill payments.

User-friendly Interface: Shriram Finance's user-friendly interface makes it easy for you to navigate and complete your SBI credit card bill payments.

All-in-One Platform: With Shriram Finance, you can pay your bills, recharges and bookings in one place, streamlining your financial tasks.

Timely Reminders: Shriram Finance provides timely reminders for your SBI credit card bill payment dates, helping you avoid late fees or penalties.

How Can I Check the Transaction History on Shriram Finance for My SBI Credit Card Bill Payment?

Shriram Finance offers two convenient options to check the transaction history for your SBI credit card bill payment. Choose the one that applies to you:

New Users

• After completing your SBI credit card bill payment, click the 'View Transaction History' button.
• Sign up using your name, mobile number, e-mail ID and mPIN.
• You will be redirected to the Shriram Finance customer portal.
• Visit your profile and click 'Transaction History' to view your SBI credit card bill payment history.

Existing Users

• Log in to your Shriram Finance customer portal.
• Visit your profile and access 'Transaction History' to view your SBI credit card bill payment history.

List of Payment Methods Available on Shriram Finance for SBI Credit Card Bill Payment

Shriram Finance offers various payment methods, such as UPI, Credit Card, Debit Card, and Net banking. Choose the payment method that is convenient for you.

What if My SBI Credit Card Bill Payment Fails?

If your SBI credit card bill payment fails, you need not worry. Choose from the below options:

Contact: Reach out to SBI or contact the bank through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the 'Raise a Request' link provided in the receipt. Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can log in to your Shriram Finance customer portal and visit the 'My Profile' section to 'Raise a Request.'
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID and mPIN. Thereafter visit the 'My Profile' section to 'Raise a Request.'
• Specific Transaction: To raise a request for a specific transaction, navigate to 'Transaction History,' choose the specific transaction, click 'Need Help,' to provide the necessary details and click 'Submit.'

Customer Support: Reach out to Shriram Finance customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens If I Do Not Pay My SBI Credit Card Bill on Time?

Here are a few things to note if you do not pay your SBI credit card bill on time:

Late Payment Charges: Late payment charges may increase the overall amount owed.

Negative Impact on Credit Score: Late or non-payment of credit card bills impacts your credit score negatively. It will impact your ability to access credit in the future.

Increased Interest Costs: Late payment of credit card bills increases interest costs.

Reduced Credit Limit: Not paying your SBI credit card bill timely may result in a reduced credit limit on your card.

Legal Action: Only in extreme cases where a significant amount remains unpaid for an extended period the service provider may initiate legal proceedings.

How Can I Check the Payment Status on Shriram Finance for My SBI Credit Card Bill?

Shriram Finance offers two convenient options to check the payment status for your SBI credit card bill payment. Choose the one that applies to you.

New Users: After completing your SBI credit card bill payment, click the "View Transaction History" button. Sign up using your name, mobile number, e-mail ID, and mPIN. You will be redirected to the Shriram Finance customer portal. Visit your profile and click "Transaction History" to view the status of your most recent payments for your SBI credit card bill payment.

Existing Users: If you are a registered user, sign in to your Shriram Finance customer portal. Visit your profile and access "Transaction History" to view the status of your most recent payments for your SBI credit card bill payment.

What is the Payment Processing Time for the SBI Credit Card Bill?

The payment processing time for the SBI credit card bill depends on the chosen payment method. Online payments through Shriram Finance are usually processed instantly or within 1-2 working days.

What Are the Advantages of Using Shriram Finance for SBI Credit Card Bill Payment?

Shriram Finance offers convenient bill payment services that save time and effort. The user-friendly interface gives you secure transactions and access to multiple services. This makes managing your SBI credit card bill payments quick and easy.

How to Pay the Credit Card Bill Online Through Auto Debit Facility?

To pay your SBI credit card bill online through the auto-debit facility:

• Log in to your Shriram Finance customer portal.
• Visit the settings page and select 'Auto Debit.'
• Add your SBI credit card details.
• Choose the amount you want to pay and set a preferred date for automatic debit from your bank account.
• Confirm the details and save your preferences.

What is the Credit Card Billing Cycle?

The credit card billing cycle is the period between two consecutive billings. It typically ranges from 28 to 31 days. During this cycle, all transactions made on your credit card are recorded, and a statement is generated at the end of the cycle.

Download 'Shriram One' App Now

Experience the ultimate convenience of managing all your bills, recharges and bookings on the go. Download 'Shriram One' app now, either from the Play Store or App Store and simplify your life with hassle-free payments at your fingertips.