BoB Credit Card

Shriram Finance understands the importance of managing your Bank Of Baroda credit card bill payments smoothly and efficiently. That is why Shriram Finance offers a seamless, fast and secure platform that allows you to handle all aspects of your credit card bill payments easily. With Shriram Finance Bharat Bill Payment System (BBPS) services, you can conveniently access all your bills and payments in one place, ensuring speed, ease, security and convenience.

About Bank of Baroda

Bank of Baroda is one of India's leading public sector banks. With a wide range of financial products and services, including credit cards, it offers convenience and flexibility to its customers. Applicants can easily apply for a Bank of Baroda credit card online, streamlining the application process. Once approved, managing your credit card becomes effortless with features like checking payment due dates and monitoring payment statuses online.

How to Pay My Bank Of Baroda Credit Card Bill on Shriram Finance?

Shriram Finance has made it incredibly simple for you to manage Bank Of Baroda credit card bill payments. Here is a step-by-step guide on credit card bill payment:

• Log in to Shriram Finance website.
• Navigate to the main menu and click on "Payments," then opt for "BBPS."
• Choose the "Financial Services & Tax" category and select "Credit Card Bill Payment."
• Select "Bank Of Baroda."
• Enter your Bank Of Baroda Credit Card payment IFSC code, card number, or account number and click 'Proceed.'
• Click on "Proceed" to continue.
• Verify if your mobile number is correct and click "Continue."
• Enter the 6-digit OTP received on your registered mobile number and click "Verify and Continue."
• Review your Bank Of Baroda credit card details.
• Choose a preferred payment method, such as net banking, debit card, or credit card.
• Enter the required details for your chosen payment method.
• Click Pay to complete the payment.

Why Choose Shriram Finance for My Bank of Baroda Credit Card Bill Payment?

Choosing Shriram Finance for your Bank of Baroda credit card payment has several benefits, including:

Convenience: Shriram Finance provides a user-friendly interface that allows you to make Bank Of Baroda credit card bill payments from anywhere at any time.

Quick and Easy: With just a few clicks, you can complete your Bank Of Baroda credit card bill payment on Shriram Finance within minutes.

Access to Multiple Services: Apart from credit card bill payments, Shriram Finance offers various other services like mobile recharge, utility bill payments and more, all in one place.

Reward Points: By making your Bank Of Baroda credit card bill payment through Shriram Finance, you can earn reward points that can be redeemed for exciting offers and discounts.

How to Download My Bank Of Baroda Credit Card Bill Payment Receipts?

Shriram Finance provides two convenient options to download your Bank Of Baroda credit card bill receipts:

1. New Users: After completing your Bank Of Baroda credit card bill payment/recharge/booking, click the "Download Receipt" button to get an instant receipt.
2. Existing Users: If you are already a registered user, log in to your Shriram Finance Customer Portal. Go to your profile and access "Transaction History." From there, you can easily select the "Download Receipt" option.

Benefits of Using Shriram Finance for Bank Of Baroda Credit Card Bill Payment

Shriram Finance is a user-friendly and secure online payment platform that offers several benefits to its users for Bank of Baroda credit card bill payment. Here are a few of them:

Security: Shriram Finance ensures the highest level of security for all your transactions, keeping your personal and financial information safe.

User-friendly Interface: Shriram Finance platform is designed to be intuitive and easy to navigate, making it simple for you to manage all your Bank Of Baroda credit card bill payments.

All-in-One Platform: With Shriram Finance, you have access to multiple services like bill payments, recharges, bookings and more, all in one place.

Timely Reminders: Shriram Finance understand the importance of paying your bills on time. That's why Shriram Finance provide timely reminders so that you never miss a payment deadline again.

How to Check My Bank of Baroda Credit Card Bill Payment History?

Shriram Finance offers two convenient options to check your Bank Of Baroda credit card bill payment history:

1. New Users:

a) After completing your Bank Of Baroda credit card bill payment, click the "View Transaction History" button.

b) Sign up using your Name, Mobile Number, e-mail ID and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile and click "Transaction History" to check your Bank Of Baroda credit card bill payment history.

2. Existing Users:

a) Log in to your Shriram Finance Customer Portal.

b) Go to your profile and access "Transaction History" to check your Bank Of Baroda credit card bill payment history.

List of Payment Methods Available for Bank Of Baroda Credit Card Bill Payments

Shriram Finance offers various payment methods, such as UPI, Credit Card, Debit Card, and Net banking. Choose the payment method that is convenient for you.

What If My Bank Of Baroda Credit Card Bill Payment Fails?

Contact: Reach out to the Bank or contact the bank through which you made the transaction. You must confirm the transaction made and resolve the issue of payment failure.

Raise a Request: You can raise a request from the same page using the "Raise a Request" link provided in the receipt. Alternatively, choose from the below options that apply to you and follow the steps mentioned for that option.

• Existing User: If you are an existing user, you can log in to your Shriram Finance customer portal, and visit the "My Profile" section to "Raise a Request."
• New User: If you are a new user, sign up using your name, mobile number, e-mail ID, and mPIN. Thereafter visit the "My Profile" section to "Raise a Request."
• Specific Transaction: To raise a request for a specific transaction, navigate to "Transaction History," choose the specific transaction, click "Need Help," to provide the necessary details, and click "Submit."

Customer Support: Reach out to our customer support team for assistance, as we can guide you through the troubleshooting process and help you resolve any billing issues.

What Happens if I Don't Pay My Bank Of Baroda Credit Card Bill on Time?

If you fail to pay your Bank Of Baroda credit card bill payment, you will face several consequences. Here are a few of them:

Negative Impact on Credit Score: Consistently failing to meet payment deadlines can have a detrimental effect on your credit score, diminishing your overall creditworthiness.

Higher Interest Costs: Carrying a balance on your credit card can lead to substantial interest charges. The more time you have an unpaid balance, the greater the amount you'll incur in interest fees.

Reduced Credit Limit: Engaging in risky financial habits, such as delayed payments, might compel your credit card issuer to reduce your credit limit.

How do I check My Bank Of Baroda Credit Card Bill Payment Status?

To check the status of your Bank Of Baroda credit card bill payment on Shriram Finance, follow these steps:

1. New Users:

a) After completing your Bank Of Baroda credit card bill payment, click the "View Transaction History" button.

b) Sign up using your Name, Mobile Number, e-mail ID and mPIN.

c) You will be redirected to the Shriram Finance Customer Portal.

d) Go to your profile and click "Transaction History" to view the status of your recent payment.

2. Existing Users:

a) Log in to your Shriram Finance Customer Portal.

b) Go to your profile and access "Transaction History" to view the status of your recent Bank Of Baroda credit card bill payment.

What Is the Payment Processing Time For The Bank of Baroda Credit Card Bill?

The payment processing time for Bank of Baroda credit card bills may vary depending on the chosen payment method. Generally, payments made through Shriram Finance are processed instantly or within a few hours.

What Are the Advantages Of Using Shriram For Bank of Baroda Credit Card Bill Payment?

Shriram Finance provides a user-friendly platform with multiple payment options, timely reminders and access to various other financial services. It ensures the security of your transactions and offers the convenience of managing all your bills in one place.

How to Pay Credit Card bills online through the Auto Debit Facility?

Bank of Baroda credit cardholders can set up an auto-debit facility to pay their credit card bills online automatically. Simply provide the necessary details and authorise the bank for automatic deductions on the due date.

What is the Credit Card Billing Cycle?

The credit card billing cycle refers to the period between two consecutive credit card statements. It includes the start and end dates for which transactions are recorded and the due date by which you must make the payment.

Download 'Shriram One' Now

Experience the ultimate convenience of managing all your bills, recharges and bookings on the go! Download 'Shriram One' app now from the Play Store and App Store and simplify your life with hassle-free payments at your fingertips.