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Shriram Business Loans
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Business Loan
Shriram Finance offers business loans with competitive rates and flexible repayment options, making the process hassle-free. We provide both secured and unsecured loans based on your business location. Whether you are a small business or an established organisation, our online application makes it simple to get the funding you need quickly.
Quick Facts
| Loan Amount | Starting from ₹1 Lakh* |
| Loan Tenure | For Secured loan - 12 to 84 months For Unsecured loan - 12 to 48 months |
| Interest Rate | Starting from 10%*p.a. |
| Age Eligibility Criteria | 21-70* years (Age at loan maturity should not exceed 70 years) |
| Loan Disbursal Time | 2-3 business days* (*Your loan will be disbursed within 2-3 business days, depending on the credibility of the information furnished, fulfilment of the eligibility criteria and submission of relevant documents.) |
Types of Business Loan
A loan that is vitally designed and tailored for business needs is known as a business loan. Shriram Finance provides a wide range of secured and unsecured business loans to facilitate you in fulfilling all of your business needs. There are various types of business loans available as shown below.
- Working Capital Loan
- Trade Finance
- Supply Chain Finance
- Startup Business Loan
- MSME Loan
- GST Business Loan
- Shop Loan
- Business Loan against Gold
- Loan Without Financials
- Business Loan for Women
Features and Benefits
Shriram Finance provides Business Loans that assist in managing the financial needs of your business. If you are in need of financial aid to expand and grow your business, Shriram Finance is an ideal choice for availing a hassle-free and collateral-free business loan.
Loans starting from ₹1 Lakh*
Manage your business expenses with ease with loans starting from ₹1 Lakh*.
Secured & Unsecured Loans
Shriram Finance offers both secured and unsecured business loans, depending on your business location.
Flexible Loan Tenure
Choose from a range of flexible tenure options. Secured Loans starting from 12 to 84 months and Unsecured Loans ranging from 12 to 48 months.
Quick Loan & Disbursals
An easy and quick loan approval process to make sure your business needs are met on time.
Hassle-free Online Process
Get your loan approved online in a few simple hassle-free steps.
Online EMI Calculator
With our easy-to-use online EMI Calculator, calculate monthly instalments accurately.
Business Loan Calculator
A hassle-free and quick way to calculate your Business Loan EMI and the total amount payable.
Loan Summary
Loan
How to apply?
Applying for Shriram’s Business Loan is a 5-step process – It’s easy, seamless and quick
Step 01
Register using your mobile numberStep 02
Enter loan detailsStep 03
Enter business detailsStep 04
Receive a verification call from usStep 05
Get your loan disbursed
Eligibility & Documents Required
Who can apply?
Partnership firms, Proprietorship firms, Pvt ltd companies, Public Ltd companies and LLP
Age
21 years to 70 years.
Occupation
Self-employed individuals, business owners or proprietors with minimum 3 years of business experience.
Business Loan Interest Rates and Charges
For interest rate and applicable Fees/charges, please refer our interest rate policy : Interest Rate Policy
Unsecured Business Loans
Shriram Finance provides an ideal solution for young and growing businesses with our Unsecured Business Loan that requires no collateral. Regardless of the size of your business or credit score, you can take advantage of this attractive option without the need for high asset values. Our fast and simple application process ensures that you can access the funds you require promptly. Don't let financial constraints impact your business's health – apply for our unsecured business loan today!
FAQs
What is Business Loan?
A business loan provides funds for all your business needs to boost your working capital and allow you to invest in inventory, equipment, renovate and hire new staff - basically for any business activity.
Who can apply for Business Loan?
Sole Proprietors, Partnership Firms, Private Limited, and Limited Companies with an annual turnover of Rs. 20 lakhs or more are eligible to apply for an Business Loan from Shriram. Applying online for an Business Loan with Shriram is simple and hassle-free.
How to apply for a Business Loan online?
Applying for a business loan with Shriram is very easy
- Step 1: Register using your mobile number
- Step 2: Verify and proceed using OTP
- Step 3: Enter personal details
- Step 4: Receive a call from our representative
What is the tenure to repay my business loan?
You can choose a loan tenure from 12 to 48 months for unsecured business loans and 12 to 84 months for secured business loans.
Articles
Top Factors that Affect Business Loan Interest Rates
Types of Business Loans: The Ideal Options for You
Easy & Quick Disbursals on Business Loan