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Hurry! Shriram Fixed Deposit Rates Are Going Down Soon!

Book now to get HIGHER returns up to 9.40%* p.a.(Including 0.50%* p.a. for Senior Citizens and 0.10%* p.a. for Women)

Open New Fixed Deposit Online

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* By continuing, you agree to the Terms and Conditions of Shriram Finance and authorise our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit Booking is applicable for Resident Indians Only.

  • invest
    50 years of trusted financial partnerships
  • Fixed Deposit
    Additional Interest Rates for Senior Citizen and Women

Seize the rates before they are gone.

PeriodGeneral CitizenSenior Citizen
50 months

Jubilee Deposit

8.91%9.45%
60 months8.91%9.45%
42 months8.86%9.40%
36 months8.81%9.35%
30 months8.46%9.00%
24 months8.26%8.80%
18 months8.11%8.65%
15 months8.26%8.80%
12 months7.96%8.50%
  • invest
    50 years of trusted financial partnerships
  • Fixed Deposit
    Additional Interest Rates for Senior Citizen and Women

Why Shriram Finance?

  • extra-insurance-cover-rider

    Attractive Interest Rates

    Enjoy competitive interest rates up to 9.40%*p.a. (including 0.50%*p.a. for senior citizens and 0.10%*p.a. for women despositors)

  • easy revival

    Flexible Tenure Options

    Choose from tenures between 12 to 60 months to suit your financial goals and needs

  • best_in_class

    Flexible Payout Options

    Investors can opt for regular interest payouts - monthly, quarterly, half-yearly, or yearly, offering a steady income stream.

  • person

    Higher Credit Rating

    Shriram FD is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.

Calculate Shriram Unnati Fixed Deposit Returns

Investment Amount

Min
₹ 5,000

Max
₹ 10 Cr

Tenure

Min
12 months

Max
60 months

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly
  • Interest Rate

    %* p.a

  • Maturity Amount

  • Your FD Gains

FAQs

Can I add funds to my Fixed Deposit?

No, once a fixed deposit (FD) is booked, you cannot add additional funds to it. To invest more, you will have to open a new FD

What is the minimum and maximum investment tenure in an FD with Shriram Finance?

The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months.

How will I receive the interest amount?

Interest on your fixed deposit will be credited to your registered bank account as per the payout frequency selected (monthly, quarterly, half-yearly or yearly). You can also choose to receive the interest at maturity along with the principal amount.

What is a maturity date?

The maturity date is when the deposit term ends, and you receive the maturity amount, which includes your original investment (principal) plus the interest earned over the term. Once the investment tenure ends, you can either withdraw the maturity amount or renew your FD

Are there any special FD rates for senior citizens?

Yes, Shriram Finance provides an additional 0.50%* p.a. interest rate on fixed deposit for senior citizens.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download . The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act.

However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Open New Fixed Deposit Online