How to apply
Step 01
Register using your mobile number
Step 02
Enter PAN details and investment amount
Step 03
Enter tenure, KYC & bank details and complete your payment
Step 04
Receive the fixed deposit receipt and maximise your returns
Document checklist
PAN Card
Driving Licence
Aadhaar Card
Bank Account
Passport
Cancelled Cheque
Voter ID
FAQs
I’m not able to complete my Net Banking payment online.
See if any of the below solutions help with your Net banking payment,
Net banking has the highest success rate and is recommended for transactions above 1 lakh rupees.
Two things to check when net banking transaction fails- Check whether your net banking account is enabled for online transactions.
- To know your net-banking settings check with your bank or contact your bank's customer care.
- Check your online transaction limit in case your transaction fails due to transaction limit related issue.
- To know your net-banking online transaction limit check with your bank or contact your bank's customer care.
I’m not able to complete my payment using my Card.
See if any of the below solutions help with your card payment,
Only Debit card payments are accepted for investing in Fixed Deposits / Recurring Deposits
Things to check if your Card Payment fails- Check whether your Debit Card is enabled for Online Payments.
- To know whether your Debit Card is enabled for online payments check with your bank or contact your bank's customer care.
- Check whether your Debit Card has any transaction limits.
- To know your Debit Card's online transaction limit check with your bank or contact your bank's customer care.
- Credit card and other pre-paid cards are not accepted!
Note: Credit cards, Food card, Gift card and other pre-paid cards are not allowed
I’m not able to complete my payment using my UPI
See if any of the below solutions help with your UPI payment,
UPI payments cannot exceed above 1 Lakh rupees in a day and can vary and be lower for your UPI account.
Check with your bank to know your limit.
What to do if your UPI payment fails
For UPI Collect Request: (Where you have entered your Virtual Payment Address (VPA), E.X: 999999999@okbank)
- Check whether the VPA was entered correctly
- Open your UPI App for the payment request to complete the payment on time
- UPI payment request has time limits, ensure you open your UPI app and complete the transaction at the earliest
For UPI Intent: (Where you selected the UPI app on the payment page)
- Ensure the selected UPI app has an VPA registered with your bank
Transaction failed, but money has been debited from my account!
If money has been debited from your account, it will be refunded within 5-7 business days.
You can also reach out to customersupport@shriramfinance.in along with your Transaction/Reference number to know the status of your payment.
Can I add funds to my Fixed Deposit?
No, funds cannot be added at any time of the tenure once your FD is booked.
What is the minimum and maximum investment tenure in an FD with Shriram Finance?
The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months
How will I receive the interest amount?
The interest on FD will be credited to your registered bank account.
What is a maturity date?
A maturity date is when all funds due are paid into your nominated account.
Are there any special rates for senior citizens?
Yes, Shriram offers special interest rates for senior citizens at an additional p.a.* on fixed deposits.
Helpdesk
Toll Free Number
18001034959Deposit Customer Care
02241574545Write us at
customersupport@shriramfinance.inAre you a senior citizen?
(Get an additional interest rate)Are you a woman depositor?
(Get an additional interest rate)I want to invest (Min ₹5,000 Max ₹10Cr)
Select your tenure (Months) The period for which the fixed deposit is booked, ranging from 12 to 60 months. Choose longer tenures for higher interest rates.
Min 12 months
Max 60 months
For higher returns on your deposit, choose tenure on maturity.
Select the Interest Payout Choose your frequency of interest payment. Interest can be received at specific time intervals i.e., monthly, quarterly, half-yearly, annually, or at maturity.
For higher returns on your deposit, choose payout on maturity.
Investment Summary - Non-Cumulative
Invested Amount (You Pay)
₹ 5,000
Total Maturity Amount (You Get)
₹
Interest Amount (You Earn)
₹
Interest Rate
%
Interest payout
₹
Tenure
60 Months
Maturity Date
Interest & Charges
INTEREST RATES-ON FIXED DEPOSITS/RENEWALS ( w.e.f 05th August 2025 )
| Period (Months) | Monthly % p.a. | Quarterly % p.a. | Half-Yearly % p.a. | Yearly % p.a. |
|---|---|---|---|---|
| 12 | 6.79 | 6.82 | 6.88 | 7.00 |
| (Digital Only)15 |
7.02 | 7.06 | 7.12 | 7.25 |
| 18 - 23 | 6.93 | 6.97 | 7.03 | 7.15 |
| 24 - 35 | 7.02 | 7.06 | 7.12 | 7.25 |
| 36 - 60 | 7.35 | 7.39 | 7.46 | 7.60 |
Additional interest of 0.50% p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal)
Additional interest of 0.15% p.a. will be paid on all Renewals, where the deposit is matured..
Additional interest of 0.05% p.a. will be paid to Women Depositors.
Deposits will be accepted in multiples of Rs.1000/- Minimum investment amount is Rs.5000/-.
Cumulative deposits can be renewed for maturity value
All above tenures will be available for both offline and online investments,Whereas (15-month tenor applicable only for online investments.)
Fetching your PAN details
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Congratulations
Your Fixed Deposit has been booked successfully.
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