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Shriram Finance

Master the art of
defending your
dreams with
Shriram Fixed Deposit

Returns as high as
9.40%* p.a.

Fixed Deposit

Features & Benefits

Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.

Collateral-free Loans

Higher Interest Rate

Grow your savings with interest rates as high as  9.40%* p.a.

Senior citizen ID card-01

Benefits for Senior Citizens

Senior citizens get an additional 0.50%* p.a.

regular income

Special Interest Rates for Women

Women depositors get an additional 0.10%* p.a.

Benefits for Senior Citizens

Flexible Tenure

Choose from the flexible investment options starting from 12 to 60 months.

Flexible Payout Options

Flexible Payout Options

Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.

Interest Rate

Attractive Returns

Get attractive returns irrespective of market fluctuations.

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Fixed Deposit Calculator

Check returns on your investment using our FD calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

STEP 04

Tenure up to

months

STEP 05

Interest payout term

  • Yearly
  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

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How to Apply?

Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.

check-list
  • Step 01

    Register using your mobile number
  • Step 02

    Enter the investment amount, tenure and PAN details
  • Step 03

    Complete your payment and proceed to enter your KYC and bank details
  • Step 04

    Receive fixed deposit acknowledgement and maximise your returns

Eligibility

Who can invest in a Fixed Deposit with us?

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Resident Individuals (Online and Offline)

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Sole Proprietorship

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Partnership Firms (Offline only)

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Companies (Offline only)

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Hindu Undivided Family (Offline only)

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Trusts and Foundations (Offline only)

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NRIs (Offline Only)

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Unincorporated Association or Body of Individuals (Offline only)

Interest & Charges

Interest Rates

  • Interest rates up to

    9.40%* p.a.

  • Including 0.50%* p.a. for Senior Citizens
    and 0.10%* p.a. for Women

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
127.597.637.717.85
(Digital Only)157.877.928.008.15
187.737.777.858.00
247.877.928.008.15
308.058.108.188.35
368.388.438.528.70
428.428.478.568.75
50 (JUBILEE)8.478.528.628.80
608.478.528.628.80
Period (Months)Rate % (p.a. at monthly rests)Effective yield % p.a.Maturity value for Rs. ₹ 5000/-
127.597.855,392
(Digital Only)157.878.245,515
187.738.165,612
247.878.495,849
308.058.886,110
368.389.496,423
428.429.756,706
50 (JUBILEE)8.4710.107,107
608.4710.507,625

FAQs

Can I add funds to my Fixed Deposit?

No, once a fixed deposit (FD) is booked, you cannot add additional funds to it. To invest more, you will have to open a new FD

What is the minimum and maximum investment tenure in an FD with Shriram Finance?

The minimum tenure of a fixed deposit is 12 months and the maximum tenure is up to 60 months

How will I receive the interest amount?

Interest on your Fixed Deposit will be credited to your registered bank account as per the payout frequency selected (monthly, quarterly, half-yearly or yearly). You can also choose to receive the interest at maturity along with the principal amount.

What is a maturity date? 

The maturity date is when the deposit term ends, and you receive the maturity amount, which includes your original investment (principal) plus the interest earned over the term. Once the investment tenure ends, you can either withdraw the maturity amount or renew your FD

Are there any special FD rates for senior citizens?

Yes, Shriram Finance provides an additional 0.50%* p.a. interest rate on Fixed Deposit for senior citizens.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at  FD form download . The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act.

However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Maximise savings with a Fixed Deposit