Believe it!
Interest on Shriram Fixed Deposit is now up to 9.40%* p.a. (including 0.50%* p.a. for senior citizens & 0.10%* p.a. for women depositors)
Attractive FD Investment
Interest rates as high as 9.40%* p.a.
Seize the rates before they are gone.
| Period | General Citizen | Senior Citizen |
|---|---|---|
50 months Jubilee Deposit | 8.91% | 9.45% |
| 60 months | 8.91% | 9.45% |
| 42 months | 8.86% | 9.40% |
| 36 months | 8.81% | 9.35% |
| 30 months | 8.46% | 9.00% |
| 24 months | 8.26% | 8.80% |
| 18 months | 8.11% | 8.65% |
| 15 months | 8.26% | 8.80% |
| 12 months | 7.96% | 8.50% |
- Attractive FD Investment
- Interest rates as high as 9.40%* p.a.
Why Shriram Finance?
Trusted by Millions
Invest in Shriram Unnati Fixed Deposit online and enjoy higher interest rates.
High Credit Ratings
Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.
Attractive Returns
Get easy and higher returns irrespective of market fluctuations.
Benefits for Senior Citizens
Senior citizens benefit from an additional 0.50%* p.a. on their FD investments.
Calculate Returns
Investment Amount
Min
₹ 5,000
Max
₹ 10 Cr
Tenure
Min
12 months
Max
60 months
Interest payout term
Interest Rate
%* p.a
Maturity Amount
Your FD Gains
Why should I invest in Shriram Fixed Deposits?
Shriram Fixed Deposits offer a reliable investment option with attractive interest rates, ensuring higher returns. They are ideal for risk-averse investors looking for stability and consistent growth. Additionally, Shriram Fixed Deposits provide flexible tenure options, allowing you to choose a term that aligns with your financial goals.
What is the minimum amount required to invest in a Shriram Fixed Deposit?
The minimum amount required to invest in a Shriram Fixed Deposit is ₹5,000.
Can I break my Fixed Deposit before maturity?
Yes, you can break your Fixed Deposit before maturity; however, it may incur a penalty. The penalty details and the interest payable on premature withdrawal will be according to the terms and conditions set by Shriram Finance at the time of investment.
Completed Months | Repayment rates |
|---|---|
Before expiry of 3 Months | No repayment* |
3 Months but before 6 Months | No Interest** |
6 Months but before 12 Months | 3% lower than the 12 months rate at the time of deposit** |
12 Months but before 18 Months | 2% lower than the 12 months rate at the time of deposit** |
18 Months but before 24 Months | 2% lower than the 18 months rate at the time of deposit** |
24 Months but before 30 Months | 2% lower than the 24 months rate at the time of deposit** |
30 Months but before 36 Months | 2% lower than the 30 months rate at the time of deposit** |
36 Months but before 42 Months | 2% lower than the 36 months rate at the time of deposit** |
42 Months but before 50 Months | 2% lower than the 42 months rate at the time of deposit** |
50 Months but before 60 Months | 2% lower than the 50 months rate at the time of deposit** |
*Not applicable in case of premature repayment in the event of death of the depositor | |
**The above rates are also applicable for premature repayments in the case of death of a depositor. | |
Premature repayments will be made only in favour of the first depositor. | |
Are there any tax benefits on investing in Shriram Fixed Deposits?
With Shriram Finance there are no tax benefits.
How do I track my Shriram Fixed Deposit investment?
You can track your Shriram Fixed Deposit investment through their online portal or Shriram One mobile app, which provides real-time updates on your investment status.
With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download
The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.
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