Go Digital! Grow Savings!
Introducing an exclusive
15-month Digital FD
Interest rate upto
8.75*% p.a
Inclusive of 0.50%* p.a. for senior citizens and Inclusive of 0.10%* p.a. for women
Open Fixed Deposit Online
* By continuing, you agree to the Terms and Conditions of Shriram Finance and authorize our representatives to Call/Email/SMS/WhatsApp you regarding your application. Digital Fixed Deposit Booking is applicable for Resident Indians Only.
Fixed Deposit
Did you know that saving is the first step you can take towards investing?
Letting your hard-earned money sit idle in a bank account is not ideal. Invest in a fixed deposit for steady savings, growth and generate inflation-beating returns. Fixed deposits remain the mainstay of India's safest investment options.
Features & Benefits
Trusted by millions of customers, Shriram Fixed Deposit is the safest investment option with attractive interest rates. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research.
Exclusive Digital FD
Earn up to 8.75%* p.a. with our 15-Month Digital FD
Benefits for Senior Citizens
Senior citizens get an additional 0.50%* p.a.
Special Interest Rates for Women
Women depositors get an additional 0.10%* p.a.
Flexible Tenure
Choose from the flexible investment options starting from 12 to 60 months.
Flexible Payout Options
Choose from flexible interest payout options, i.e., monthly, quarterly, half-yearly, yearly or at maturity.
Guaranteed Returns
Get steady and assured returns irrespective of market fluctuations.
Fixed Deposit Calculator
Check returns on your investment using our FD calculator
STEP 01
I am a Senior Citizen
STEP 02
I am a Woman
STEP 03
Investment amount
STEP 04
Tenure up to
STEP 05
Interest payout term
Investment Summary
Interest Rate %
Deposit
Invested Amount
₹ 50,000
How to Apply?
Applying for Shriram Fixed Deposit online is easy. Book your Shriram Fixed Deposit in four easy steps.
Step 01
Register using your mobile numberStep 02
Enter the investment amount, tenure and PAN detailsStep 03
Complete your payment and proceed to enter your KYC and bank detailsStep 04
Receive fixed deposit acknowledgement and maximise your returns
Eligibility
Who can invest in a Fixed Deposit with us?
Resident Individuals (Online and Offline)
Sole Proprietorship
Partnership Firms (Offline only)
Companies (Offline only)
Hindu Undivided Family (Offline only)
Trusts and Foundations (Offline only)
NRIs (Offline Only)
Unincorporated Association or Body of Individuals (Offline only)
Interest & Charges
A Fixed Deposit is an investment option independent of market fluctuations. Check the interest rates and charges for Shriram Fixed Deposit
Interest Rates
Interest rates up to
9.40%* p.a.
Including 0.50%* p.a. for Senior Citizens
and 0.10%* p.a. for Women
Interest Rates on Fresh Deposit (w.e.f 9th April 2024)
| Period (Months) | Monthly % p.a. | Quarterly % p.a. | Half-Yearly % p.a. | Yearly % p.a. |
|---|---|---|---|---|
| 12 | 7.59 | 7.63 | 7.71 | 7.85 |
| (Digital Only)15 | 7.87 | 7.92 | 8.00 | 8.15 |
| 18 | 7.73 | 7.77 | 7.85 | 8.00 |
| 24 | 7.87 | 7.92 | 8.00 | 8.15 |
| 30 | 8.05 | 8.10 | 8.18 | 8.35 |
| 36 | 8.38 | 8.43 | 8.52 | 8.70 |
| 42 | 8.42 | 8.47 | 8.56 | 8.75 |
| 50 (JUBILEE) | 8.47 | 8.52 | 8.62 | 8.80 |
| 60 | 8.47 | 8.52 | 8.62 | 8.80 |
| Period (Months) | Rate % (p.a. at monthly rests) | Effective yield % p.a. | Maturity value for Rs. ₹ 5000/- |
|---|---|---|---|
| 12 | 7.59 | 7.85 | 5,392 |
| (Digital Only)15 | 7.87 | 8.24 | 5,515 |
| 18 | 7.73 | 8.16 | 5,612 |
| 24 | 7.87 | 8.49 | 5,849 |
| 30 | 8.05 | 8.88 | 6,110 |
| 36 | 8.38 | 9.49 | 6,423 |
| 42 | 8.42 | 9.75 | 6,706 |
| 50 (JUBILEE) | 8.47 | 10.10 | 7,107 |
| 60 | 8.47 | 10.50 | 7,625 |
Additional interest of 0.50%* p.a. will be paid for Senior citizen (Completed age 60 years on the date of deposit/renewal)
Additional interest of 0.10%* p.a. will be paid to Women Depositors.
FAQs
What is a 15-month Digital-Exclusive FD?
Our 15-month Digital-Exclusive FD offers an attractive 8.75%* p.a. interest rate, inclusive of 0.50% for senior citizens and 0.10% for women depositors. Exclusively for digital customers, it provides a seamless online experience for opening, managing, and earning competitive returns. Ideal for those prioritizing convenience and seeking short-to-medium-term investment options.
Can I add funds to my Fixed Deposit?
No, funds cannot be added at any time of the tenure once your FD is booked.
How will I receive the interest amount?
The interest on FD will be credited to your registered bank account
What is a maturity date?
A maturity date is when all funds due are paid into your nominated account.
Maximise savings with a Fixed Deposit